All About Car Loan Idar
Owning a car is everyone dream, but due to financial problems, they can’t afford to buy a loan. In such a situation, the availing car loan is the best option. Dialabank provides a car loan at the affordable rate of interest with easy availability of the loan amount.
Why should one choose Car Loan Idar?
- No Advance EMI option.
- No hidden charges.
- Affordable rate of interest.
- Other offers like one-time road tax, insurance premium, registration fee, and accessories.
- Interest calculated on reducing as well as fixed balance.
Car Loan Idar Interest Rates
New Car Loan
Less than 3 lacs
3 – 6 lacs
6 – 10 lacs
10 – 20 lacs
more than 20 lacs
Used Car Loan
Tenure for less than 23 Months
Tenure for less than 3 Months
less than 3 Lacs
3 – 6 Lacs
6 – 10 Lacs
10 – 20 Lacs
more than 20 Lacs
Eligibility Criteria for Car Loan Idar
- Minimum age of the applicant is 21 years.
- Maximum age of the applicant is 65 years (more than 65 co-applicants is needed)
- Minimum employment is of 1 year in current employment.
- Minimum Income is Rs 18000/- p.a
- Minimum age of the applicant is 30 years (less than 30 co-applicants is needed)
- Maximum age of the applicant is 60 years.
- Minimum employment is at least two years in the same business.
- Two years of ITR this is not less than 2.5 lakh.
Documents Required for Car Loan Idar
Proof of Identity: Passport copy, PAN card, Voters ID card, Driving license, Aadhaar card.
Income Proof: For Salaried applicant latest salary slip and for Self- employed latest ITR.
Address Proof: Ration card, Driving license, Voters card, Passport Copy, Telephone Bill, Electricity Bill, Life Insurance Policy, PAN Card, Aadhar card.
Bank Statement: Last six months.
Fee & Charges for Car Loan Idar
The loan amount less than 20 lacs is Rs 1750/-
And for more than or equal to 20 lacs is Rs 2250/-
For all, Rs 300/-
Stamp Duty Charges: At Actual.
Loan Reschedulement Charges: Rs 1000/-
Why should you choose Dialabank for a car loan?
- Dialabank offers you a car at a lower rate of interest and with minimum documentation.
- Dialabank is an Indian first Financial Helpline where the company provides price comparison with different Banks.
- Dialabank Car Loan is a convenient scheme that allows a person to bring a vehicle at home.
- Dialabank offers car loans up to 100% ex-showroom price of the car, and up to 7 years tenure.
- Apply now on our official website dialabank for instant approval and faster processing of your car loan.
Benefits of a Car Loan Idar
- Up to 95% funding available for a new car and 85% for used cars.
- The loan tenure is usually between 1 to 7 years.
- Interest is calculated based on compound interest.
- Equated Monthly Installment for repayment of the loan amount.
- Early settlement of the loan amount subject to pre-payment penalty.
How to apply for Car Loan Idar?
- Visit dialabank website.
- Go to the loan section and select auto loan followed by car loan link.
- The applicant will be directed to all the details of the car loan where they can choose their preferred city.
Idar is a town in the district Sabarkantha of Gujarat state, India. It is very beneficial for an individual to take Loan from Dialabank, all you have to do is to visit dialabank website.
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Table of Contents
- 1 All About Car Loan Idar
- 2 Why should one choose Car Loan Idar?
- 3 Car Loan Idar Interest Rates
- 4 Eligibility Criteria for Car Loan Idar
- 5 Documents Required for Car Loan Idar
- 6 Fee & Charges for Car Loan Idar
- 7 Why should you choose Dialabank for a car loan?
- 8 Benefits of a Car Loan Idar
- 9 How to apply for Car Loan Idar?
- 10 About Idar