Car Loan Jalgaon

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 7.05%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Car Loan Jalgaon

Best Banks for Car Loan in Jalgaon

Feature HDFC Bank ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.) 7.35 % - 7.95 % 8.5 % - 9.5 % 11 %
Min Loan Amt Metro : 1 Lac & Non Metro: 75000 75000 75000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure Upto 7 Years Upto 5 Years Upto 5 Years
Processing Fee 1999 - 4999 + Tax 0.25% to 1.50% 0.25% to 1.50%
Preclosure Chgs 2%, Nil after 24 months 2%, Nil after 36 months Nil
Loan to Value (LTV) Upto 100% on Ex- showroom Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Jalgaon Features

car loan jalgaon

Planning to buy a car?

Do you need extra money to own your favorite car?

The car loan is a financial aid provided by banks and finance companies to achieve your dream of owning a car. They provide the required funding for buying a car which can be either on Ex-Showroom price or On-Road price. The car loan is a secured and easy loan to repay.

What are some of the Car Loan Jalgaon features?

Car Loan Jalgaon provides financial support at the best affordable car loan interest rates to buy the car of your choice. You can easily pay back car loans by monthly installments.

Also, the interest rates will vary depending on the bank’s norms.

Car Loan Jalgaon Interest Rates

Apply for a Car Loan
Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Jalgaon Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

    1. Identity Proof: Passport copy, PAN Card, Electoral Photo ID card, or Driving License can be used as Identity proof.
    2. Income Proof: Last three months’ or last six months’ salary slip including Income Tax Return.
    3. Address Proof: Driving License, PAN Card, Life Insurance Policy, Electoral Photo ID Card, and, Electricity Bill are valid address proofs.
    4. Bank Statement for the preceding six months.

For Self-employed individuals:

      1. Identity Proof: Passport copy, PAN Card, Electoral Photo ID card, or Driving License can be used as Identity proof.
      2. Income Proof: Income Tax Return.
      3. Address Proof: Driving License, PAN Card, Life Insurance Policy, Electoral Photo ID Card, and, Electricity Bill are valid address proofs.
      4. Bank Statement for the preceding six months.

Car Loan Jalgaon Eligibility Criteria

To obtain the loan amount, a person must meet the Eligibility criteria for car loan.

For Salaried applicants:

  1. The minimum age required is 21 years.
  2. The eligible maximum age at the time of loan maturity is 65 years.
  3. The loan applicant should have served 1 year in current employment including total work experience of 2 years.
  4. The minimum annual income requires to be at 100000 Indian rupees as the net annual income.

For Self-Employed Applicants:

    1. The minimum age required is 21 years.
    2. The eligible maximum age at the time of loan maturity is 65 years.
    3. The loan applicant should be active for at least 3 years in business.
    4. The net profit demanded is Rs 60000 per annum for standard cars and Rs 100000 per annum for mid-sized premium cars

How to Apply for Car Loan in Jalgaon?

Apply for a Car Loan
  1. Visit our website Dialabank from your browser on your mobile or PC.
  2. Go to the Car Loan section which is very easily available on the website and go to the car loan link.
  3. The candidate will be directed to all the details which the bank required in the correct order and also you need to submit the required correct documents of the car loan.
  4. Upload all the documents correctly and without any error for more information on car loans and free guidance, you may call on 9878981166.

Car Loan for major car manufacturers in Jalgaon

TABLE WILL APPEAR

Processing Fees/Prepayment Charges on Car Loan in Jalgaon

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Jalgaon

Apply for a Car Loan

You can check your CIBIL score on the CIBIL website and fix it by paying all your bills, debt, and EMIs on time to get to a score of 750 and above which a bank requires in order to give you a car loan at the best interest rate in the market.

Car Loan Jalgaon Contact Number

You can easily get a car loan at Dialabank. To know more, call 9878981166 anytime.

Pre Calculated EMI Table for Car Loan Jalgaon

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Jalgaon

Apply for a Car Loan

In the western Indian state of Maharashtra, Jalgaon is a city located in northern Maharashtra and serves as the administrative headquarter of the Jalgaon district. It was nicknamed “Banana city” as the region contributes approximately two-thirds of the banana production of Maharashtra.

Car Loan EMI Calculator Jalgaon

Car loan EMI can be calculated by the Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.

Get a car loan from ICICI bank

Get a car loan from SBI

Get a car loan from HDFC bank

Other Car Loan Cities in Maharashtra

Car Loan Chiplun Car Loan Badlapur
Car Loan Chandrapur Car Loan Aurangabad
Car Loan Bhiwandi Car Loan Arvi
Car Loan Barshi Car Loan Amravati