Car Loan Jamjodhpur

Best Banks for Car Loan in Jamjodhpur

Car Loan Jamjodhpur Features

In today’s time, a car has become a necessity of every individual than a luxury, but due to the insufficient amount of money, it is difficult to own your vehicle.  So car loan is here to remove all your related to the car. This loan is an offer which provides finance to people for buying a car. A car loan allows a person to pay for the vehicle in instalments rather than spending it at once. It requires a minimum documentation process and fewer fees process.

One may prefer Dialabank as we let you sit at the comfort of your home and provide you with the loan without any hassle. Having tie-ups with top Banks and NBFCs of the country, we provide you with the best in class service. We offer you the lowest rate of interest in the market and Charge no money from our customers for the services that we provide. Our team of experts and Relationship managers helps you in every step of the journey to acquire a loan.

Car Loan Jamjodhpur Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Jamjodhpur Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

• Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
• Income Proof: Latest 3-month salary slip with form 16
• Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
• Bank Statement: Last 6 months.

For Self Employed Individuals:

• Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
• Income Proof: Latest ITR
• Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
• Bank Statement: Last 6 months.

Car Loan Jamjodhpur Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

• Minimum age: 21 years
• Maximum age at loan maturity: 65 years
• Minimum employment: 1 year in current employment and a minimum of 2 years of employment
• Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

• Minimum age: 21 years
• Maximum age at loan maturity: 65 years
• Minimum employment: At least 3 years in business
• Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Jamjodhpur

Processing Fees / Prepayment Charges on Car Loan Jamjodhpur

CIBIL Score Required for Car Loan in Jamjodhpur

CIBIL score reflects your credit history in the past as well as your defaults in repayment of your previous loans. A good credit score is considered as 750 and above as most of the financial institutions ask for a high credit score. Every bank and NBFC has different criteria for a minimum CIBIL score they require to process your loan. A Lower CIBIL score than 750 can attract a higher rate of interest.

A very low CIBIL score might lead to rejection of your loan as it is the first thing a bank tracks before processing your loan.

Car Loan Jamjodhpur Agent Contact Number

For any queries regarding the car loan in Jamjodhpur, give us a contact on Dialabank or 9878981166.

Pre Calculated EMI Table for Car Loan Jamjodhpur

Car Loan EMI Calculator Jamjodhpur

About Jamjodhpur

Jam Jodhpur is a city and a municipality in Jamnagar district in the Indian state of Gujarat. This place is connected by road to the rest of India as well as by railways. Nagarpalika of Jamjodhpur is ranked 2nd well managed in 2009. Water management, roads, underground gutters are very well managed. Garbage collection vehicle is passing from every street of the city to collect the garbage, which makes the city beautiful. People from various places visit Jamjodhpur for its Nagar Palika management.

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