Car Loan Jaunpur

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Jaunpur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Jaunpur Features

car Loan JaunpurA car loan is a financial help provided by banks and NBFC’s to fulfil your dream of having your own car. They provide necessary funding for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car for both new as well as a used car. Car Loan is a secured loan with easy EMI options available. A car loan can fulfil your dream of owning a car without having to take the burden of paying the lump-sum amount al-together. Some of the basic features of a car loan in Jaunpur are:

  • Instant loan disbursal
  • No sort of charges charged by DialaBank
  • Minimum documentation
  • Lowest interest rates in the market

Car Loan Jaunpur Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Jaunpur Documents Required

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License of the applicant whichever available
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16 of the applicant
  3.  For Self Employed- Latest Income Tax Report of the applicant
  4. Address Proof: Ration card/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card of the applicant whichever available
  5. Bank Statement: Last 6 months bank statement of the applicant

Car Loan Jaunpur Eligibility Criteria

  1. Minimum age: 21 years old for salaried and 30 years for self-employed
  2. Maximum age at loan maturity: 65 years old
  3. Minimum employment: For Salaried- 1 year in current employment and a total of 2 years of salaried employment
  4. For Self Employed– at least 3 years in business
  5. Minimum Annual Income: For Salaried Rs 100000 net annual income
  6. For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars

How to Apply for Car Loan in Jaunpur?

  1. Visit our website www.dialabank.com from your device.
  2. Go to the loan section on the page and click on the car loan link available.
  3. The applicant will be directed to fill in all the details of the car loan where they can choose their preferred city, in the form according to their needs.
  4. For more information on car loans in Jaunpur and free guidance, you may call on 9878981166.

Processing Fees & Prepayment Charges on Car Loan Jaunpur

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Jaunpur

Every lending institution has its own criteria for the minimum CIBIL score required for processing the Car Loan application in Jaunpur so that they can minimize the risk of default. Most of these institutions require a minimum score of CIBIL of 750 or above to process your loan application. Also having a good CIBIL score helps to loans at a cheaper rate of interest on car loans in Jaunpur.

The institutions don’t just look at your overall score but also the detailed behaviour on all the loans taken previously. This includes details on the type of loan taken and the amount borrowed and also your efficiency of payments. Any delayed payments for previous loans can act as a barrier to your availing a fresh car loan.

Car Loan Jaunpur Contact Number

You can get a car loan Jaunpur easily from dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Jaunpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Jaunpur

Jaunpur is a city and a municipal board situated in the Jaunpur district in the Indian state of Uttar Pradesh. It is located 228 km southeast of state capital Lucknow and to the northwest of the district of Varanasi in the eastern part of the North Indian state of Uttar Pradesh.

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