Car Loan Jhanjharpur

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Rates as low as 8.75%*
Up to 100% Funding
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Car Loan JhanjharpurYou want to buy a car and don’t have enough funds then apply for a Car Loan on Dialabank. It is a first financial helpline, which is providing a loan to customers from different banks at a very competitive rate of interest along with various schemes and offers and easy availability of loan amount.

Why should one choose Car Loan Jhanjharpur?

  1. No Advance EMI option.
  2. No hidden charges.
  3. Affordable rate of interest.
  4. Other offers like one-time road tax, insurance premium, registration fee, and accessories.
  5. Interest calculated on reducing as well as fixed balance.

Car Loan Jhanjharpur Interest Rates

New Car Loan

Loan Amount

Interest Rate

Less than 3 lacs

10.60%

3 – 6 lacs

9.50%

6 – 10 lacs

9.35%

10 – 20 lacs

9.10%

more than 20 lacs

8.85%

Used Car Loan

Loan Amount

Tenure for less than 23 Months

Tenure for less than 3 Months

less than 3 Lacs

15.00%

15.50%

 3 – 6 Lacs

14.50%

15.00%

6 – 10 Lacs

13.50%

14.00%

10 – 20 Lacs

13.00%

13.50%

more than 20 Lacs

12.75%

13.25%

Eligibility Criteria for Car Loan Jhanjharpur

Minimum Age of the applicant is 21 years.

Maximum Age at loan maturityis for 65 years.

Minimum Employment:

For Salaried Applicant – Minimum 1 year in current employment and two years of employment.

For Self-employed Applicant – Atleast three years in the business.

Minimum Annual Income:

For Salaried Applicant – A net annual income of Rs 1, 00,000/-

For Self-employed Applicant – Net profit is Rs 60,000 p.a for standard cars and Rs.1, 00,000 p.a. for mid-sized and premium cars.

Documents Required for Car Loan Jhanjharpur

Proof of Identity: Passport copy, PAN card, Voters ID card, Driving license, Aadhaar card.

Income Proof: For Salaried applicant latest salary slip and for Self- employed latest ITR.

Address Proof: Ration card, Driving license, Voters card, Passport Copy, Telephone Bill, Electricity Bill, Life Insurance Policy, PAN Card, Aadhar card.

Bank Statement: Last six months.

Fee & Charges for Car Loan Jhanjharpur

Processing fees:

The loan amount less than 20 lacs is Rs 1750/-

And for more than or equal to 20 lacs is Rs 2250/-

For all, Rs 300/-

Stamp Duty Charges: At Actual.

Loan Reschedulement Charges: Rs 1000/-

Why should you choose Dialabank for a car loan?

  1. Dialabank offers you a car at a lower rate of interest and with minimum documentation.
  2. Dialabank is an Indian first Financial Helpline where the company provides price comparison with different Banks.
  3. Dialabank Car Loan is a convenient scheme that allows a person to bring a vehicle at home.
  4. Dialabank offers car loans up to 100% ex-showroom price of the car, and up to 7 years tenure.
  5. Apply now on our official website dialabank for instant approval and faster processing of your car loan.

Benefits of a Car Loan Jhanjharpur

  1. We offer quick service to the customers.
  2. Approval of the loan is within 24 hours after the completion of the documentation process.
  3. The minimum amount of credit is Rs 1 lakh, and the maximum it depends on the price of the car, varies with the car model and the profile of the customer.
  4. The maximum amount of loan is up to 90-95% of the ex-showroom price of the car.
  5. Repayment of the loan amount is usually from 1 to 7 years.
  6. Prepayment is allowed after six months of the disbursement of the loan.

How to apply for Car Loan Jhanjharpur?

  1. Visit dialabank website.
  2. Go to the loan section and select auto loan followed by car loan link.
  3. The applicant will be directed to all the details of the car loan where they can choose their preferred city.

About Jhanjharpur

Jhanjharpur is a town in the district Madhubani of Bihar state, India. It is very beneficial for an individual to take Loan from Dialabank, all you have to do is to visit dialabank website.

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