Car Loan Jhansi

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Best Banks for Car Loan in Jhansi

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Jhansi Features

Car Loan Jhansi

A car loan is a financial relief provided by banks and finance corporations to fulfill your dream of having your car. They provide significant funding for buying a car which can be on Ex-Showroom Price or On-Road Price of the car.

Since it is a secured loan with easy repayment options. The loan amount is offered on Interest charges which are inconsistent from one bank to another.

 Car Loan Jhansi aims to provide financial assistance to all of its customers at the best affordable interest rates in the region.  With the help of Dialabank, you can visit the website and apply for the car loan much easier.

Car Loan Jhansi Interest Rates

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Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Jhansi Documents Required

The documents required for Car Loan Jhansi are different for salaried and self-employed applicants.

For Salaried candidates:

  1. Identification proof like Aadhar, Voters ID Card or Driving License is required.
  2. Address proof like Passport Copy, Electricity Bill, or Telephone Bill is also required.
  3. For proving your income, you have to submit 3 to 6 months of salary slips along with Income Tax Returns.
  4. Your Bank statement of the six months is also required.

For Self-employed candidates:

  1. Identification proof like Aadhar, Voters ID Card or Driving License is required.
  2. Address proof like Passport Copy, Electricity Bill, or Telephone Bill is also required.
  3. Income Tax Return.
  4. Your Bank statement of the six months is also required.

Car Loan Jhansi Eligibility Criteria

To being eligible for Car Loan Jhansi, you must adhere to these criteria.

For Salaried individuals:

  1. The minimum age is 21 years
  2. The maximum age at loan maturity is ought to be 65 years
  3. A person should be working for a year in the current job, and 2 years of total employment as a minimum.
  4. The person should have 1 lac Indian rupees as his or her net annual income.

For Self-Employed individuals:

  1. The minimum age is 21 years
  2. The maximum age at loan maturity is ought to be 65 years
  3. The business should be working for at least 3 years.
  4. The net profit is Rs 60,000 per annum for standard cars and Rs 1,00,000 per annum for premium mid-sized cars.

How to Apply for Car Loan in Jhansi?

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  1. Visit our website Dialabank from your browser.
  2. Visit the Car loan section on the page or click at the Car Loan directly.
  3. The candidate will be shown all the details of the car loan where they can choose their preferred city, according to their needs.
  4. For more learning about car loans and free guidance, you may call on 9878981166.

Car Loan for major car manufacturers in Jhansi

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Jhansi

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Jhansi

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Every NBFC or Bank has its criteria for the minimum CIBIL score eligible for processing the Car Loan application in Jhansi so they can decrease the risk of lending to you. Most institutions demand a minimum score of CIBIL of 750 or more to process your loan application. Also having a good CIBIL score serves you to get a cheaper rate of interest.

The institutions don’t just look at the overall score but also the specific behavior on the earlier loans taken. This covers details on the type of loan taken and the amount borrowed. Any deferred payments for previous loans can act as a barrier to your availing a fresh loan.

Car Loan Jhansi Contact Number

You can get a car loan Jhansi quickly from Dialabank by dialing 9878981166.

Pre Calculated EMI Table for Car Loan Jhansi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Jhansi

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In the Indian state of Uttar Pradesh, Jhansi is a historic city that lies in the Bundelkhand on the banks of the Pahuj river. This southernmost city of Uttar Pradesh is the administrative headquarters of the Jhansi district and division. Often bein recalled as the Gateway to Bundelkhand, it is placed between the rivers Pahuj and Betwa at an average elevation of 285 meters. Regarding distances, it is more than 400 kilometers from the National Capital, New Delhi, and 99 kilometers from the south of Gwalior, Madhya Pradesh.

Car Loan EMI Calculator Jhansi

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