Car Loan Jind

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Up to 100% Funding
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Car Loan Jind

Best Banks for Car Loan in Jind

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Jind Features

If purchasing a car is your dream and you lack funds for it, then you have come to the right place. We provide you the best in market Interest rates and help you check your Eligibility. Get the best Car Loan with easy documentation and the Lowest EMIs.

The following are the benefits of a Car Loan:

car loan jind

  • One of the most important benefits is that you save your precious time by applying online, as the Car loan in the Jind process is quite simple. Your Car loan gets approved within a day or even on the same day of application
  • Within a few minutes, you will receive an extended list of e-mails from lenders who will avail of your online car loan in Jind. At the same time, you can compare the different Car loan terms and choose the best one available.
  • In addition to all these, the lenders also facilitate the bad credit holders with these loans. As well, the lenders also offer bad credit car loans for individuals having bad credit.

Car Loan Jind Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Jind Documents Required

Documents required for car loan are as followed:

For salaried:

  • Income Proof: Last 3-month salary slip with form 16
  • Address Proof: Telephone Bill/ Driving license / /Voters card / Passport Copy / Electricity Bill / Life Insurance Policy /Electricity Bill
  • Identity Proof: Valid ID Proof like Driving License, Voters ID card, PAN Card, Passport copy
  • Bank Statement: about the last 6 months’ bank transactions statement.

For self-employed:

  • Income Proof:  Recent filled ITR
  • Address Proof: Telephone Bill/ Driving license / /Voters card / Passport Copy / Electricity Bill / Life Insurance Policy /Electricity Bill
  • Identity Proof: Valid ID Proof like Driving License, Voters ID card, PAN Card, Passport copy
  • Bank Statement: about the last 6 months’ bank transactions statement.

    Apply for a Car Loan

Car Loan Jind Eligibility Criteria

Applicant must review the car loan eligibility criteria points before applying for a Car loan:

For salaried:

  • The minimum age for applying for a loan is 21 years and the maximum age for applying for a loan is 65 years
  • The individual should be at least 1 year in current employment and a minimum of 2 years of employment
  • The net annual income should be Rs.100,000

For self-employed:

  • The minimum age for applying for a loan is 21 years and the maximum age for applying for a loan is 65 years
  • The individual should be at least 3 years in normal working business
  • The net profit would be Rs.60,000 p.a for standard model cars and Rs.100,000 p.a for mid-sized and premium SUV or Sedan cars
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Car Loan for Major Car Manufacturers in Jind

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Jind

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Jind

Apply for a Car Loan

CIBIL score plays an important key role in deciding the approval of a loan. The CIBIL score provides a clear record of credit history and any outstanding dues standing against the individual. The credit history is necessary for approval of the loan amount after checking the eligible CIBIL score. Normally, CIBIL scores 750 or above considered as best by many leading car loan banks.

So you must have an eligible or good CIBIL score to get loan approval for your dream car.

Car Loan Jind Contact Number

Apply online with Dialabank and get the best offers on a car loan with quick approval and extra benefits or you can make a missed call on this number 9878981166

Our customer care executive provides you with assistance and guidance to solve your queries.

Pre Calculated EMI Table for Car Loan Jind

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

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