Car Loan Jogindarnagar

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All About Car Loan Jogindarnagar

Car Loan JogindarnagarDialabank is India’s first financial helpline that provides loan services to the customers who are in need to fulfill their dream of having their car. We will give you credit at the competitive rate of interest with the benefits of low processing fees and easy documentation and quick approval of loan amount.

Why should one choose Car Loan Jogindarnagar?

1.    Easy repayment options like payment on EMIs.

2.    Instantly available of the loan amount.

3.    Tenure period varies from person to person say 1-7 years.

4.    Affordable and a competitive rate of interest.

5.    Minimal documentation required.

6.    No extra or hidden charges.

Car Loan Jogindarnagar Interest Rates

New Car Loan

Loan Amount

Interest Rate

Less than 3 lacs

10.60%

3 – 6 lacs

9.50%

6 – 10 lacs

9.35%

10 – 20 lacs

9.10%

more than 20 lacs

8.85%

 

Used Car Loan

Loan Amount

Tenure for less than 23 Months

Tenure for less than 3 Months

less than 3 Lacs

15.00%

15.50%

 3 – 6 Lacs

14.50%

15.00%

6 – 10 Lacs

13.50%

14.00%

10 – 20 Lacs

13.00%

13.50%

more than 20 Lacs

12.75%

13.25%

Eligibility Criteria for Car Loan Jogindarnagar

Salaried Applicant:

  1. Minimum age of the applicant is 21 years.
  2. Maximum age of the applicant is 65 years (more than 65 co-applicants is needed)
  3. Minimum employment is of 1 year in current employment.
  4. Minimum Income is Rs 18000/- p.a

Self-Employed Applicant:

  1. Minimum age of the applicant is 30 years (less than 30 co-applicants is needed)
  2. Maximum age of the applicant is 60 years.
  3. Minimum employment is at least two years in the same business.
  4. Two years of ITR this is not less than 2.5 lakh.

Documents Required for Car Loan Jogindarnagar

Proof of Identity: Passport copy, PAN card, Voters ID card, Driving license, Aadhaar card.

Income Proof: For Salaried applicant latest salary slip and for Self- employed latest ITR.

Address Proof: Ration card, Driving license, Voters card, Passport Copy, Telephone Bill, Electricity Bill, Life Insurance Policy, PAN Card, Aadhar card.

Bank Statement: Last six months.

Fee & Charges for Car Loan Jogindarnagar

Processing fees:

The loan amount less than 20 lacs is Rs 1750/-

And for more than or equal to 20 lacs is Rs 2250/-

For all, Rs 300/-

Stamp Duty Charges: At Actual.

Loan Reschedulement Charges: Rs 1000/-

Why should you choose Dialabank for a car loan?

  1. Dialabank offers you a car at a lower rate of interest and with minimum documentation.
  2. Dialabank is an Indian first Financial Helpline where the company provides price comparison with different Banks.
  3. Dialabank Car Loan is a convenient scheme that allows a person to bring a vehicle at home.
  4. Dialabank offers car loans up to 100% ex-showroom price of the car, and up to 7 years tenure.
  5. Apply now on our official website dialabank for instant approval and faster processing of your car loan.

Benefits of a Car Loan Jogindarnagar

  1. Benefits of taking a Car Loan from dialabank is that you can save your time by applying it online, as the process is quite simple and less documentation, and it gets approved within a day.
  2. At the same time, you can compare the different bank’s interest rate or other terms and condition by choosing the best option available.
  3. In addition to all these, the lender also provides loan to the bad credit holders by considering their eligibility.

How to apply for Car Loan Jogindarnagar?

  1. Visit dialabank website.
  2. Go to the loan section and select auto loan followed by car loan link.
  3. The applicant will be directed to all the details of the car loan where they can choose their preferred city.

About Jogindarnagar

Jogindarnagar is a city located in the district Mandi of Himachal Pardesh state, India. It is very beneficial for an individual to take Loan from Dialabank, all you have to do is to visit dialabank website.

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