Car Loan Junagadh

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Best Banks for Car Loan in Junagadh

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Junagadh Features

Car Loan JunagadhWant to buy a car but don’t have the funds needed for it? A car loan is what you can avail. Car Loan is a secured loan with easy repayment options available for the applicants. A loan for a car is what you can reap. The amount of the loan is offered at interest charges that vary from one lender to another. A car loan can be used to purchase a new vehicle, as well as a used vehicle. The conditions for auto loans differ from lender to lender. So if you want to buy your dream car, get an instant car loan with DialaBank at an appropriate rate of interest.

Car Loan Junagadh Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Junagadh Documents Required

  1. Identity Proof in the form of Passport copy,  Driving License, PAN Card, Voters ID card, or any other proof
  2. Income Proof For the Salaried Employees– Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR
  3. Proof of Address : Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statements for the last 6 months.
  5. ITR must be filed for the previous 2 years for self-employed people.

Car Loan Junagadh Eligibility Criteria

Car loan eligibility criteria for the salaried and self-employed vary in the following manner:

  1. Least age: 21 years for salaried and 30 years for self-employed
  2. Maximum age: 60 years for salaried and 65 for self-employed
  3. Minimum employment: For Salaried- 1 year in current employment and a minimum of couple of
  4. years of employment and For Self Employed– at least 3 years in business
  5. Minimum Annual Income: For Salaried Rs 100000 net annual income is necessary and For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars are essential.

How to Apply for Car Loan in Junagadh?

Applying with DialaBank for a car loan at Junagadh is fast. Just visit our dialabank.com website and follow the steps below:

  • Select the option of loaning the vehicle.
  • Fill out the location information , such as name, as needed.
  • Click Submit a Quote
  • Our car loan Relationship manager will contact you soon to assist you through the process.

You can also apply for a car loan offline by visiting the nearest branch of banks offering car loans. But that would limit your option to only a single offer. It would also require you to make multiple visits to the banks to get your loan approved. Thus, when you think of a car loan DialaBank is your best option available.

Processing Fees & Prepayment Charges on Car Loan Junagadh

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Junagadh

CIBIL score is what describes your previous creditworthiness. So, considering a car loan while taking advantage of it is an important aspect. The score required by CIBIL for car loans can vary from lender to lender. Most banks accept a score of 750 CIBIL and above to process your application for a car loan. In the event of a low CIBIL score, you may be required to pay a high interest rate on the amount of the loan.

Car Loan Junagadh Contact Number

In case of any queries regarding car loan in Junagadh, you may contact on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Car Loan Junagadh

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Junagadh

Junagadh is a town in the western Indian state of Gujarat. Mahabat Maqbara is the big 19th-century mausoleum of a nearby ruler, which showcases complex Indo-Islamic architectural information. Uparkot Fort, founded around 300 BC, has city views from its ramparts. within the fort are the stone-reduce step-wells Adi Kadi Vav and Navghan Kuwo, plus Buddhist caves.

Car Loan EMI Calculator

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