Car Loan Kanpur Dehat

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Kanpur Dehat

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Kanpur Dehat Features

Car Loan Kanpur Dehat

Nowadays, buying a car has become a dream for every common man. Limited income and overbearing expenses do not allow a common man to buy his favorite car. A Car Loan is a convenient scheme that allows a person to bring home a vehicle. Get easy funding to drive your dream car home.

“Save your precious time. No frequent visits to any bank. We will assist you in getting the Best Car Loan to buy your dream car. The Best Car Loan according to your needs will knock at your door. Avail your Car Loan without any hectic procedure and cherish your life with the thrilling and breathtaking ride of your dream car.”

What is a Car Loan?

A car loan is a financial help offered by banks and NBFC’s to fulfill your dream of having your own car. The banks provide necessary funding for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car. The loan amount is offered on Interest charges which vary from bank to bank. You can pay for the vehicle in easy installments.

Car Loan Kanpur Dehat Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Kanpur Dehat Documents Required

  1. Income Proof: Previous 3 months salary slips or Form 16 for a salaried individual and recent tax return files for a self-employed individual
  2. Identity Proof: Aadhar Card/ Driving License/ Pan Card/ Passport Copy, etc.
  3. Recent passport size photographs-2
  4. Address Proof: Water Bill/ Voter ID/ Telephone bill/ Passport Copy

Car Loan Kanpur Dehat Eligibility Criteria

  1. A salaried applicant must be at least 21 years of age and a self-employed applicant must be at least 25 years of age.
  2. A salaried employee must be working in the current organization for at least a year.
  3. A salaried employee individual must have a minimum salary of Rs 25000.
  4. In case the individual is a businessman then, their business must be operational from at least the past three years.

How to Apply for Car Loan in Kanpur Dehat?

Apply for Car Loan online in just a few simple steps without any hesitation and hassle. Follow these steps:

  1. Visit our website DialaBank.
  2. On the homepage, go to auto loans and select Car Loans.
  3. The applicant is required to fill in their personal details and choose the preferred city as well.
  4. Provide your current contact number so that our executives can get in touch with you for further assistance and check the eligibility to approve for a car loan.

One can avail a car loan through offline mode as well by visiting the nearest branch of the bank and completing all the formalities thereafter. Make sure all the documents provided are correct.

Processing Fees & Prepayment Charges on Car Loan Kanpur Dehat

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Kanpur Dehat

Banks and NBFCs regard CIBIL score as an essential aspect before approving for a loan. It shows the credit behavior of the applicant. The minimum CIBIL score requirement for a car loan differs from bank to bank. Generally, a CIBIL score of more than 750 is considered to be decent for any individual to be eligible to apply for a car loan.

The credit history of any applicant must not have any pending dues or debts to avoid any inconvenience in applying for a loan. Hence, it is advisable to check your credit score beforehand itself and rectify and correct the dues to ensure a smooth loan approval process.

Car Loan Kanpur Dehat Contact Number

To avail instant car loans you can visit our website or call on 9878981166 to avail instant car loans you can. Our relationship manager will be able to help you in every way possible providing the best deals.

Pre Calculated EMI Table for Car Loan Kanpur Dehat

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

About Kanpur Dehat

 Kanpur Dehat is a district of Uttar Pradesh state in northern India. This district is part of Kanpur division. The district is well connected by railways. Three rail tracks run through Kanpur Dehat district. The railway route connecting Delhi to Howrah belonging to the North Central zone of Indian Railways is passing through the center of the district.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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