About Car Loan Karur
Purchasing a car is the dream of every Indian and today it has become the status symbol of everyone. Nowadays, several banks and lending institutions provide a car loan at the lowest interest rate and affordable EMIs.
A car loan can be helpful for those consumers who want to buy a new car but cannot get the chance because of lack of money. It helps the borrower to build their credit history if the borrowers make their monthly payments on time.
Find the Best Interest Rate on Car Loan Karur
Hypothecation of the car
1 Yr to 5 Years
Up to 90% of Car Value
Pre Closure Charges
0 % to 4 % of the outstanding loan amount
Benefits of Car Loan Karur through Dialabank
Following are the most suitable offers for Car Loan Karur:
- Personalized Service: Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Car Loan offer.
- Rate Comparison: We are helping you understand the details of all costs involved in taking a Car Loan and help you find the cheapest interest rates.
- Research: Benefit from the detailed research on all the products from the leading Car Loan players in the market and make the right choice.
- Zero Charges: We are here to offers personalized service to its customers at zero fees. Use our services to find the right Car Loan deal at no extra cost.
- Unbiased and Transparent Search: Our objective is to simplify your Car Loan search and we provide information in an unbiased and transparent manner.
Features of Car Loan Karur
- Following are the features Car Loan in Karur:
- Up to 90% funding available for new cars
- Up to 80% funding available for used cars
- Get loan amount up to 3 times the annual salary (for salaried professionals) or 6 times the annual income (for self-employed professionals).
- Loan period is usually between 1 to 7 years.
- Interest Rates are calculated on the basis of compound interest.
- Equated Monthly Installment (EMI) is worked out for repayment.
- Early settlement of the pending fund is available subject to pre-payment penalty.
Documentation Requirement for Car Loan Karur
While availing for instant Car loans in Karur some important documents are required. Some of them are mentioned as under:
- Identity Proofs: PAN Card, Driving License, Passport or Voters ID
- Monthly income proof: salary receipt for salaried persons and last three years of IT return for businessmen
- Proof of Address: Electricity Bill, Ration Card, Life Insurance Policy, etc.
- Bank Passbook transactions of the last 6 months
- Previous 3 years IT Returns for self-employed
- 2 Passport size photographs
Eligibility Criteria of Car Loan Karur
Following are the Eligibility of Car Loan in Karur:
- Minimum Age of Applicant: 21 years
- Maximum Age: 58 years (at the time of the maturity of the loan)
- Minimum Employment: One year in current employment and a minimum of two years of employment in general
- Minimum Annual Income: Rs 100,000 (net)
Karur City is a district situated along the Amaravathi and Kaveri rivers in the state of Tamil Nadu, India. In Kaur is the district headquarter. Karur had a population of 10,76,588 and 33.27% built-up as per Census 2001. It has a literacy of 81.74%.
Tips To Avail the Best Deal in Car Loan Karur
These 4 keys to a right Car loan and you can ride around knowing you got the Best Car Loan Deal in Karur.
- Budget Analysis: Banks will be happy to lend you more money than you actually need. The first step, create a budget analysis to make sure that you borrow the right amount. By doing this, you will have an actual idea of how much money you can afford to buy a car.
- Research the cost: An individual must go into the clear details of what will be the total cost of the car. She/he should be careful as the costs include more than just the purchase price. You will also need to consider insurance charges, fuel costs, maintenance charges, and interest rates.
- Check your credit score: Your credit score plays an important role in knowing whether the banks will consider your loan application for a car loan. Paying your previous loan payments in time helps you impress your banker for extending the amount of your car loan.
- Compare New vs. Used: New cars depreciate much faster than old cars and it is important to decide between the two as the loan amount that you could be eligible for would vary between the two options.
Fee & Charges
Fees & Charges
Late Payment Penalty
2% per month
Up to 2.5 Lacs: Rs.2825
Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-<
*SPECIAL OFFER from DialaBank: Rs.1750/-*
Cheque swapping charges
Loan cancellation / re-booking charges
In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer
Duplicate Repayment Schedule charges
Legal, Repossession & Incidental charges
Duplicate no due certificate / NOC
CIBIL Charges (only on request)
Loan Reschedulement charges
How to Apply?
Apply online on www.dialabank.com
Leading Car Loan Providers (Click to Apply)
- HDFC Car Loan
- Bank of Baroda Car Loans
- Canara Bank Car Loan
- IndusInd Bank Car Loan
- State Bank of Hyderabad Car Loan
- SBI Car Loan
- IDBI Car Loan
|Used Car Loan EMI Calculator||SIP Calculator|
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Table of Contents
- 1 About Car Loan Karur
- 184.108.40.206 Find the Best Interest Rate on Car Loan Karur
- 220.127.116.11 Benefits of Car Loan Karur through Dialabank
- 18.104.22.168 Features of Car Loan Karur
- 22.214.171.124 Documentation Requirement for Car Loan Karur
- 126.96.36.199 Eligibility Criteria of Car Loan Karur
- 188.8.131.52 Tips To Avail the Best Deal in Car Loan Karur
- 184.108.40.206 Fee & Charges