Car Loan Katra

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Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
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Unbiased Experts Advice

Best Banks for Car Loan in Katra

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Katra Features

car loan KatraGetting a car loan is now becoming easier with the dialabank. you can apply for a car loan from your house and also you can compare interest rates of different banks and NBFCs. various benefits are there, applying for the loan online like, you can save time and you can apply for a car loans from anywhere and any time. after applying you will get a call from our experts and you can clear all your doubts with them.finally you can get a loan in a few minutes with basic documents.

Click here for SBI car loan

Car Loan Katra Interest Rate

  • The applicant requires less than Rs. 3 lacs then the interest rate will be 10.25% per annum.
  • Secondly, the amount of loan is between Rs.3 lacs to Rs.6 lacs, then the interest rate will be 9.50% per annum.
  • Moreover, for the loan amount between Rs.6 lacs and Rs.10 lacs, a 9.25% interest rate will be charged.
  • If the loan amount is between Rs.10-20 lacs, then the interest rate charged will be 9.00% per annum.
  • Lastly, the loan amount above Rs. 20 lacs then the interest rate will be 8.70% per annum.
  • The interest rate for used cars starts at 14.00% per annum.

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Katra Documents Required

  1. Two updated photocopies are required.
  2. Local proofs like Aadhar card OR Pan car is necessary.
  3. Last 6 months bank statements are required.
  4. Proofs like Voter Id or Passport copy or Electric city or Insurance copy is required.
  5. The latest salary slips are required if the applicant was salaried.

Car Loan Katra Eligibility Criteria

How to Apply for Car Loan in Katra?

  • Visit Dialabank website.
  • Click on Auto loan and choose Car loan section.
  • Fill the form with required details.
  • you will get a call from our senior experts and clear all your doubts.
  • Select your suitable bank and start your next process.

Click here for Yes bank car loan

Processing Fees & Prepayment Charges on Car Loan Katra

To know the processing charges and Pre-payment charges of car loan Katra, look below the table

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Katra

CIBIL score plays a key role while getting the loan. if your Cibil score is between 750-900. then you will get the quick loan approvals. if the Cibil score is less than 700 then your application will be pending. so, check your Cibil score before you apply for the loan. By the Cibil score, we can assess the person and we can know the financial repayment capability of the person. by looking the Cibil score lender will approve your car loan.

Click here for Canara car loan

Car Loan Katra Contact Number

For instant help and any more queries, you can call 9878981166.

Pre Calculated EMI Table for Car Loan Katra

check here of Pre calculated EMI table for a car loan.

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Katra

Katra is popularly known as Katra Vaishno Devi. Katra is a small town located in the Reasi district in union territory of Jammu and Kashmir, India. this was situated in the foothills of the Trikuta Mountains.

Car Loan EMI Calculator

To know about Your EMIs. you can calculate for free and check your EMIs in below table

More banks :

Click here for SBI car loan 

Click here for Induslnd car loan 

Click here for Canara bank car loan 

Click here for Yes bank car loan 

Click here for Bank of Baroda car loan

Click here for HDFC car loan

Click here for Kotak car loan 

Click here for ICICI car loan

Click here for AXIS car loan

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