Car Loan Kheda

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Car Loan Kheda

Best Banks for Car Loan in Kheda

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Kheda Features

Car Loan Kheda

Often shopping for a car isn’t potential for each one who is intending to own a vehicle. A car loan is a suggestion that has funds to folks for getting a vehicle. it’s a theme that permits the person to pay money for the vehicle in components. No frequent visits to the Bank. Save your precious time. the simplest auto loan can knock at your door. Avail of the threshold and personalized Services of Dialabank and get pleasure from the ride of your dream car.

Got bored with traveling on a two-wheeler and currently have to be compelled to own four-wheelers however don’t have the time to go to totally different|completely different} banks and compare different banks charge per unit, documentation, etc. we’ll offer you all the knowledge in token time and can clear all of your doubts in no time. Apply with Dialabank and acquire the simplest services.

Car Loan Kheda Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Kheda Documents Required

A person should review the documents required for a car loan before making a decision.

For Salaried Individuals:

  • Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

For Self Employed Individuals:

  • Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License is a must
  • Income Proof: Latest ITR is a must
  • Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card is a must
  • Bank Statement: Last 6 months is a must.

Car Loan Kheda Eligibility Criteria

To obtain the loan amount, a person must meet the Eligibility criteria for a car loan.

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current employment and a minimum of two years of employment is a must
  • Minimum Annual Income: Rs.100000 net annual income is a must

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least three years in business is a must
  • Minimum Annual Income: Net profit of Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars is must

Car Loan for Major Car Manufacturers in Kheda

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Kheda

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Kheda

Your CIBIL Score is built on your credit history and past payments but will impact your future access to credit. Everything you do today can help you build a stronger and healthier credit profile. Always pay your dues on time as lenders view late payments negatively.
Keep your balances low, do not use too much credit, and control your utilization. Thereby, apply for new credit in moderation and maintain a healthy credit mix of secured.

Car Loan Kheda Contact Number

You can call us on 9878981166 or visit us at Dialabank to avail exciting offers on a car loan in Kheda.

Pre Calculated EMI Table for Car Loan Kheda

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Kheda

About Kheda

Kheda, also known as Kaira, is a municipal city in the Indian state of Gujarat, which was the former administrative capital of Kheda district. Kheda city is famous for tobacco farming. One temple of Meldi Mata in Kheda, which holds an annual fair in February, around 1,00,000 people visit Kheda for this event.

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