Car Loan Kheda

Car Loan Kheda

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Best Banks for Car Loan in Kheda

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Kheda Features

Often shopping for a car isn’t potential for each one who is intending to own a vehicle. A car loan is a suggestion that has funds to folks for getting a vehicle. it’s a theme that permits the person to pay money for the vehicle in components. No frequent visits to the Bank. Save your precious time. the simplest auto loan can knock at your door. Avail of the threshold and personalized Services of Dialabank and get pleasure from the ride of your dream car.

Got bored with traveling on a two-wheeler and currently have to be compelled to own four-wheelers however don’t have the time to go to totally different|completely different} banks and compare different banks charge per unit, documentation, etc. we’ll offer you all the knowledge in token time and can clear all of your doubts in no time. Apply with Dialabank and acquire the simplest services.

Car Loan Kheda Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Kheda Documents Required

A person should review the documents required for a car loan before making a decision.

For Salaried Individuals:

Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
Income Proof: Latest 3-month salary slip with form 16
Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

For Self Employed Individuals:

Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License is a must
Income Proof: Latest ITR is a must
Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card is a must
Bank Statement: Last 6 months is a must.

Car Loan Kheda Eligibility Criteria

To obtain the loan amount, a person must meet the Eligibility criteria for a car loan.

For Salaried Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: 1 year in current employment and a minimum of two years of employment is a must
Minimum Annual Income: Rs.100000 net annual income is a must

For Self-Employed Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: At least three years in business is a must
Minimum Annual Income: Net profit of Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars is must

Car Loan for Major Car Manufacturers in Kheda

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Kheda

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Kheda

Your CIBIL Score is built on your credit history and past payments but will impact your future access to credit. Everything you do today can help you build a stronger and healthier credit profile. Always pay your dues on time as lenders view late payments negatively.
Keep your balances low, do not use too much credit, and control your utilization. Thereby, apply for new credit in moderation and maintain a healthy credit mix of secured.

Car Loan Kheda Contact Number

You can call us on 9878981166 or visit us at Dialabank to avail exciting offers on a car loan in Kheda.

Pre Calculated EMI Table for Car Loan Kheda

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

Car Loan EMI Calculator Kheda

About Kheda

Kheda, also known as Kaira, is a municipal city in the Indian state of Gujarat, which was the former administrative capital of Kheda district. Kheda city is famous for tobacco farming. One temple of Meldi Mata in Kheda, which holds an annual fair in February, around 1,00,000 people visit Kheda for this event.

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