Car Loan Kolhapur

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Car Loan Kolhapur

Best Banks for Car Loan in Kolhapur

Feature HDFC Bank ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.) 7.35 % - 7.95 % 8.5 % - 9.5 % 11 %
Min Loan Amt Metro : 1 Lac & Non Metro: 75000 75000 75000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure Upto 7 Years Upto 5 Years Upto 5 Years
Processing Fee 1999 - 4999 + Tax 0.25% to 1.50% 0.25% to 1.50%
Preclosure Chgs 2%, Nil after 24 months 2%, Nil after 36 months Nil
Loan to Value (LTV) Upto 100% on Ex- showroom Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Kolhapur Features

Car Loan Kolhapur

The car loan is a financial compensation granted by banks and finance corporations to fulfill your dream of having your car. They provide important funding for buying a car which can be on Ex-Showroom Price or On-Road Price of the car.

Since it is a secured loan with easy repayment choices, the loan amount is granted on Interest charges which are variable from one bank to another.

 Car Loan Kolhapur has an objective. It aims to provide financial assistance to all of its customers at the best affordable interest rates in the city. With the guidance of Dialabank, you can visit our website and apply for the car loan at many feasible rates.

Car Loan Kolhapur Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Kolhapur Documents Required

Documents required for car loan are as followed:

For Salaried candidates:

  1. Identification proof like Electoral Photo ID Card Aadharor Driving License is required.
  2. Residence proof like Electricity Bill, Passport Copy, or Telephone Bill is also required.
  3. As Income proofs, you have to present 3 to 6 months of salary slips along with Income Tax Returns.
  4. The bank statement of the six months is needed.

For Self-employed candidates:

  1. Identification proof like Electoral Photo ID Card Aadharor Driving License is required.
  2. Residence proof like Electricity Bill, Passport Copy, or Telephone Bill is also required.
  3. Income Tax Return is recognized as income proof.
  4. The bank statement of the six months is needed.

Car Loan Kolhapur Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried people:

  1. The minimum age is 21 years.
  2. The maximum age at loan maturity is ought to be 65 years.
  3. An individual should be working for a year in the current job, and 2 years of total employment as a minimum.
  4. The individual should have 1 lac Indian rupees as his or her net annual income.

For Self-Employed people:

  1. The minimum age is 21 years.
  2. The maximum age at loan maturity is ought to be 65 years.
  3. The business should be operating for at least 3 years.
  4. The net profit is Rs 60,000 per annum for the standard cars and Rs 1,00,000 per annum for the premium medium-sized cars.

How to Apply for Car Loan in Kolhapur?

Apply for a Car Loan

  1. Visit our webpage Dialabank from your PC browser or mobile phone.
  2. Visit the Car loan section on the page or click at the Car Loan right now.
  3. The candidate will be granted all the details of the car loan where they can select their preferred city, loan, according to their interests.
  4. For a better understanding of car loans, call on 9878981166.

Car Loan for major car manufacturers in Kolhapur

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Kolhapur

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Kolhapur

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Every finance company or Bank has its criteria for the minimum CIBIL score eligible for processing the Car Loan application in Kolhapur so they can diminish the risk of lending to you. Most companies charge a minimum score of CIBIL of 750 or higher to process your loan application. Also having a good CIBIL score can get you a cheaper rate of interest.

The institutions don’t only see your overall score but also the appropriate behavior on the earlier loans taken. This comprises details on the type of loan taken and the amount borrowed. Any hung payments for previous loans can act as a barrier to your availing a fresh loan.

Car Loan Kolhapur Contact Number

You can get a car loan Kolhapur immediately from Dialabank by dialing 9878981166.

Pre Calculated EMI Table for Car Loan Kolhapur

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Kolhapur

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Located in Maharashtra, Kolhapur is a city on the banks of the Panchaganga River. It is famous for its temples and beautiful architecture. The ancient Mahalakshmi Temple of the city is a Pilgrimage for Hindus across the nation. Besides, there is an old palace with a small museum displaying stuffed wild animals called Bhavani Mandapa. Apart from all this, there is a Rankala Lake, and the hilltop Jyotiba Temple complex is on the city’s outskirts.

Car Loan EMI Calculator Kolhapur

Online Car Loan EMI Calculator

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