Car Loan Kopargaon

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Best Banks for Car Loan in Kopargaon

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Kopargaon Features

car loan kopargaonWithin a few minutes of time, you will receive a complete list of e-mails from banks and NBFCs who will avail of your online car loan in Kopargaon. as well as you can compare interest rates with different banks. with that, in some of the cases, you can get the subsidy, if you cleared the loan in time. if you have bad credit then you are not eligible for the loan.

Click here for SBI car loan

Car Loan Kopargaon Interest Rate

  • Interest rates fluctuate under RBI guidelines. so, the one who is applying for the loan should have an idea about the interest rates. this may help to reduce the amount while repaying the EMIs. if you have a good Cibil score then you will get good interest rates. if you have any type of problems while repaying. just visit lender and tell them about the current situation. then they will guide you in proper way.

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Kopargaon Documents Required

  • A minimum of 2 latest photocopies is required.
  • local proofs like PAN or Aadhar or Voter ID is required.
  • Last 6 months bank statement is also needed.
  • if the applicant is salaried then he has to submit his salary slips with form 16.
  • if the applicant is self-employed then the applicant has to submit his/her IT returns.

Car Loan Kopargaon Eligibility Criteria

There are certain eligibility to get loan. they are:

  • The applicant’s age should be between 21 to 65 years.
  • The applicant should have Indian citizenship.
  • The applicant’s Cibil score should be more than 750.
  • if the applicant is salaried then he has to submit his/her latest payslips and also the last 6 months’ bank statements.
  • The applicant should show his income proof.
  • if the applicant is salaried, then the applicant should be in that company for at least 2 years.
  • if the applicant is self-employed then the applicant should submit his/her Income tax returns.
  • The applicant business should form at least 3 years.
  • The applicant should have an income of more than 18k per month. 

How to Apply for Car Loan in Kopargaon?

  • Visit Dialabank website.
  • Fill the form with your details.
  • You will get a call from our experts and guiders, with them you can clear all your doubts.

Click here for Kotak car loan

Processing Fees & Prepayment Charges on Car Loan Kopargaon

check here for the processing Fees and Prepayment charges on a car loan.

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Kopargaon

Cibil score always plays a major role in getting the loan. if you want any type of loan then, you should have a good Cibil score. which should be more than 700. This Cibil score is based on our repayments. if we repay our loans according to schedules then, your Cibil will increases. if you did not repay the loan in time then it will affect your Cibil score. that will also affect on future loans. Cibil score always shows our repayment capacity to lenders. we can know our Cibil score with a PAN card or Aadhar card.

Click here for ICICI car loan

Car Loan Kopargaon Contact Number

To get instant help and clear your queries just dail to 9878981166.

Pre Calculated EMI Table for Car Loan Kopargaon

Check below table for Pre calculated EMI of the car loan kopargaon

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kopargaon

Kopargaon is a town located in the Ahmednagar district of the Indian state of Maharashtra. 

Car Loan EMI Calculator

Repaying the loans in EMIs will not affect our monthly budget. as well as paying in time will increases our Cibil score.

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