Car Loan Kullu

Best Banks for Car Loan in Kullu

Car Loan Kullu Features

Why seek for a cab on every occasion, after you will have an automotive of your own. therefore consumer loan is here to get rid of all of your associated with the automotive. This loan is a suggestion that provides finance to folks for purchasing a car. A consumer loan permits an individual to obtain the vehicle in installments instead of outlay it promptly. It needs a minimum documentation method and fewer fees method.

Dialabank is India’s initial monetary helpline that gives loan services to the shopper’s agency are in ought to fulfill their dream of getting their vehicle. We are going to offer you credit at the competitive rate of interest with the advantages of low process fees and straightforward documentation and fast approval of loan quantity.

Car Loan Kullu Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Kullu Documents Required

Documents required for a car loan are as followed:

For Salaried Individuals:

• Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
• Income Proof: Latest 3-month salary slip with form no. 16
• Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
• Bank Statement: Last six months is required.

For Self Employed Individuals:

• Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
• Income Proof: Latest ITR is required
• Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card is necessary
• Bank Statement: Last six months is required.

Car Loan Kullu Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

• Minimum age: 21 years
• Maximum age at loan maturity: 65 years
• Minimum employment: One year in current employment and a minimum of two years of employment is necessary
• Minimum Annual Income: Rs.100000 net annual income is required

For Self-Employed Applicants

• Minimum age: 21 years
• Maximum age at loan maturity: 65 years
• Minimum employment: At least three years in business operations is required
• Minimum Annual Income: Net profit of Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars is necessary

Car Loan for Major Car Manufacturers in Kullu

Processing Fees / Prepayment Charges on Car Loan Kullu

CIBIL Score Required for Car Loan in Kullu

CIBIL score reflects your credit history in the past as well as your defaults in repayment of your previous loans. A very low CIBIL score might lead to rejection of your loan as it is the first thing a bank tracks before processing your loan. A good credit score is considered as 750 and above as most of financial institutions ask for a high credit score. A Lower CIBIL score than 750 can attract a higher rate of interest. Every bank and NBFC has different criteria for a minimum CIBIL score they require to process your loan.

Car Loan Kullu Agent Contact Number

For more information or any queries regarding the car loan in Kullu, you contact us on 9878981166 or visit the website of Dialabank. making our representatives get in touch with you for further assistance.

Pre Calculated EMI Table for Car Loan Kullu

Car Loan EMI Calculator Kullu

About Kullu

Kulu is that the capital city of the district Kullu of Himachal Pradesh state, India. This natural depression is thought for its temples and its hills lined with pine and deodar forest and sprawling apple orchards. The course of the Beas watercourse presents a succession of glorious, clad with forests of a cedar tree, high higher than trees of pine on the lower rocky ridges. Kullu natural depression is sandwiched between the Pir Panjal, Lower Himalayan and Great Himalayan Ranges. thanks to several journey sites for Hindus, Buddhists and Sikhs alike, Kullu is thought for its open natural depression meadows and scenic views of the Himalayan geological formation. the world is thought for Kullu scarf, a product of several natural fibres.

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