Car Loan Lakhimpur

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Best Banks for Car Loan in Lakhimpur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Lakhimpur Features

car loan lakhimpur

If you are a resident of Lakhimpur, you will be able to simply apply for a car loan to varied banks and NBFCs at versatile tenures, for each spanking new ones and second-hand. Loans are offered for each ex-showroom and on-road costs at engaging interest rates, hence making it convenient for you to fulfil your dream of getting your own vehicle.

Loans vary consistently with the model and kind of vehicle you want to get. Thus, select the correct bank, get a loan, and drive away! You may also access to options such as:

  • Car loans area unit on the market at low-interest rates, however, these could vary from bank to bank
  • Almost all major banks and NBFCs supply automotive loans in Lakhimpur in easy
  • The documentation method is fast and hassle-free with us
  • Car loans area unit simply on the market through DialaBank

Car Loan Lakhimpur Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Lakhimpur Documents Required

For Salaried Individuals:

  • Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest two month’s salary slips with form no. 16
  • Residence Proof: Ration card / Driving license / Voters ID card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last six months.

For Self Employed Individuals:

  • Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest ITR
  • Address Proof(anyone): Ration card/ Driving license / Voters ID card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / PAN Card
  • Bank Statement: Last six months is required.

Car Loan Lakhimpur Eligibility Criteria

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  • Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least three years in business operations
  • Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Lakhimpur

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Lakhimpur

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Lakhimpur

The Cibil score is named as your ability to pay off your credits. While 650 is taken into account as a ‘fair’ score, it comes getting ready to a poor rating. It is suggested possessing a score of 750 and on top of to urge your loan sanctioned loan amount simply. However, this score depends on your credit history and is negatively wedged if you fail to pay your EMIs. This score could vary from bank to bank.

Car Loan Lakhimpur Agent Contact Number

Dial-up at 9878981166 to contact us for more information and get the best advice for your car loan anywhere in Lakhimpur. Alternately, you may also visit our website Dialabank.

Pre Calculated EMI Table for Car Loan Lakhimpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Car Loan EMI Calculator Lakhimpur

About Lakhimpur

Lakhimpur is located in the state of Uttar Pradesh. It is famous for Dudhwa National Park, the only national park in Uttar Pradesh, home to a large number of rare and endangered species, as well as its cottage industries. Its population is around 10.5 lakhs. The place is known for its sugar cane industry, which satisfies a huge part of the world’s sugar demands. Also, Lakhimpur is also famous for cottage industries of incense sticks. A bird watchers’ haven, Dudhwa is noted for its avian variety of around 400 species. The swamps and several lakes attract a variety of waterfowl, being close to the Himalayan foothills, Dudhwa also gets its regular winter visitors, the migratory water birds.

Other Cities For Car Loan In Uttar Pradesh

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