Best Banks for Car Loan in Lalganj
Car Loan Lalganj Features
Purchasing a car is the dream of every Indian and today it becomes the status symbol of everyone. Nowadays, several banks and lending institutions provide a car loan at the lowest interest rate and affordable EMIs.
A car loan can be helpful for those consumers who want to buy a new car but they do not get the car because of lack of money. It helps the borrower to build their credit history if the borrowers make their monthly payments on time.
Car Loan Lalganj Interest Rate
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
ICICI Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Kotak Car Loan
1% to 2%
IIFL Car Loan
Muthoot Car Loan
Manappauram Car Loan
PNB Car Loan
0.70% to 1%
Canara Bank Car Loan
Andhra Bank Car Loan
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Lalganj Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Lalganj Eligibility Criteria
The car loan eligibility requirements are as followed:
You should be at least 21 years of age to apply for a car loan. The maximum age of a person should be 65 years at the time of maturity of the loan.
For Salaried: You should be having a minimum of 2 years of employment and you should be working for at least 1 year in your current employment. The minimum annual salary required is Rs. 100000 as net annual income.
For Self Employed: You should be in the business for at least 3 years. A net profit of at least Rs. 60000 p.a. should be there for standard cars and Rs. 100000 p.a. for mid-sized and premium cars.
Car Loan for Major Car Manufacturers in LalganjTABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Lalganj
Cheque Bounce Chgs
Floating Rate of Interest
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Lalganj
CIBIL score plays a key role while getting the loan. if your Cibil score is between 750-900. then you will get the quick loan approvals. if the Cibil score is less than 700 then your application will be pending. so, check your Cibil score before you apply for the loan. if you pay your EMIs in time then your Cibil score will be increased.
Car Loan Lalganj Contact Number
For instant help and any more queries, you can call 9878981166.
Pre Calculated EMI Table for Car Loan Lalganj
Car Loan EMI Calculator
Lalganj is a town in the Uttar Pradesh state, India. It is very beneficial for an individual to take Loan from Dialabank, all you have to do is to visit dialabank.
Other Cities For Car Loan In Uttar Pradesh
|Car Loan Hapur||Car Loan Gonda|
|Car Loan Hardoi||Car Loan Ghazipur|
|Car Loan Hathras||Car Loan Ghatampur|
|Car Loan Gorakhpur||Car Loan Fatehpur|
Table of Contents
- 1 Best Banks for Car Loan in Lalganj
- 2 Car Loan Lalganj Features
- 3 Car Loan Lalganj Interest Rate
- 4 Car Loan Lalganj Documents Required
- 5 Car Loan Lalganj Eligibility Criteria
- 6 Car Loan for Major Car Manufacturers in Lalganj
- 7 Processing Fees & Prepayment Charges on Car Loan Lalganj
- 8 CIBIL Score Required for Car Loan in Lalganj
- 9 Car Loan Lalganj Contact Number
- 10 Pre Calculated EMI Table for Car Loan Lalganj
- 11 Car Loan EMI Calculator
- 12 About Lalganj
- 13 Other Cities For Car Loan In Uttar Pradesh