Car Loan Lawngtlai

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Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
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Best Banks for Car Loan in Lawngtlai

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Lawngtlai Features

Seeking a dream to purchase your own car? Well, here we are to help you. We have the best solution to your problem.  We Dialabank is India’s first financial services, which helps you to compare, analyze and choose the best possible loan for you.

A car loan is a financial help provided by banks and NonBanking Financial Corporations to fulfil your wish of having your car for yourself or your family either it is for getting a loan for ex-showroom price or on-road price, we at dialabank will provide you with the loan if you fulfil some simple terms and conditions required such as correct details, good credit score, and proper documents and good and stable income source.

Car Loan Lawngtlai Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Lawngtlai Documents Required

  1. Identity Proof required by the bank: Passport copy, Voters ID card, PAN Card, Driving License of the person applying for a loan
  2. Income ProofFor Salaried required by the bank – Latest 3-month salary slip with form 16 of the person applying for a loan
  3.  For Self Employed required by the bank- Latest Income Tax Report of the person applying for a loan
  4. Address Proof required by the bank: Ration card/Driving license/Voters card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card of the applicant of the person applying for a loan
  5. Bank Statement required by the bank: Last 6 months bank statement of the applicant of the person applying for a loan

Car Loan Lawngtlai Eligibility Criteria

  1. Minimum age before availing of a loan: 21 years old
  2. Maximum age at loan maturity before availing of a loan: 65 years old
  3. Minimum employment before availing of a loan: For Salaried- 1 year in current employment and a minimum of 2 years of employment
  4. For Self Employed before availing of a loan– at least 3 years in business
  5. Minimum Annual Income before availing of a loan: For Salaried Rs 100000 net annual income
  6. For Self- Employed before availing of a loanNet profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars

How to Apply for Car Loan in Lawngtlai?

  1. Visit our website www.dialabank.com.
  2. Go to the loan section on the page and click on the car loan link to get a car loan in Lawngtlai.
  3. The applicant will be directed to all the details of the car loan to get a car loan in Lawngtlai.
  4. Fill the details required to get a car loan in Lawngtlai and for more information on car loans, you may call on 9878981166.

Processing Fees & Prepayment Charges on Car Loan Lawngtlai

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Lawngtlai

A credit score of 750 and above is required to get a cheaper and faster car loan in the easiest way possible from dialabank.

Car Loan Lawngtlai Contact Number

You can get a car loan Lawngtlai easily from dialabank by contacting the number 9878981166. Our well-trained employees are always ready to solve your problems.

Pre Calculated EMI Table for Car Loan Lawngtlai

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Lawngtlai

Car Loan Lawngtlai

Lawngtlai is the district headquarters of Lawngtlai district in the state of Mizoram in India. It is also the headquarters of Lai Autonomous District Council, one of the three autonomous district councils in Mizoram (the other two being Mara Autonomous District Council and Chakma Autonomous District Council).

According to the Census of India, 2011 Lawngtlai town has a population of 20,830.

Car Loan EMI Calculator

Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.

Apply for HDFC Bank car loan

Apply for SBI Bank car loan

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