Best Banks for Car Loan in Lucknow
Car Loan Lucknow Features
Thinking of purchasing your dream luxurious car? But don’t have the required finance? Don’t worry! A car loan is the best thing for you. A car loan is a means of funding or financial help provided by banks and NBFCs to applicants at an affordable and best rate of interest to aid them in buying a car. Since cars have now become a necessity for everyone, but the cost of cars is growing rapidly with the change in time. This is where a car loan comes into an important role and fulfills your desire to be the owner of a luxurious car. The main features of a car loan Lucknow are:
- Car loans are available at affordable low-interest rates
- Almost all major banks and NBFCs offer car loans in Lucknow
- The documentation process is minimum and hassle-free
- Car loans are easily available through DialaBank online
Car Loan Lucknow Interest Rate
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
ICICI Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Kotak Car Loan
1% to 2%
IIFL Car Loan
Muthoot Car Loan
Manappauram Car Loan
PNB Car Loan
0.70% to 1%
Canara Bank Car Loan
Andhra Bank Car Loan
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Lucknow Documents Required
The essential documents required for a car loan approved in Lucknow are as follows:
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License, or any valid ID
- Income Proof: For Salaried– Latest 3-month salary receipts attached with form 16
- Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card or any other address roof
- Bank Statement: The last 6 months of statements of the bank transactions.
Car Loan Lucknow Eligibility Criteria
The car loan eligibility requirements are as followed Lucknow:
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment.
- Least Annual Income: Rs 100000 net yearly pay.
- Minimum age: 30 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 2 years in business
- Minimum Annual Income: Net profit Rs. 60,000 per annum for standard cars and Rs.1,00,000 per annum for mid-sized and premium cars
How to Apply for Car Loan in Lucknow?
Availing a car loan Lucknow is an easy process with DialaBank. Follow the following steps to avail the best offers:
- Visit our website
- Click on the car loan option available in the menu
- Fill in the details regarding the car type and your income
- Wait as our customer relationship manager will soon get in touch with you.
- You may also contact our customer relationship managers on this number 9878981166.
- For availing a car loan offline you will be required to visit the nearest branch personally.
Car Loan for Major Car Manufacturers in Lucknow
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Lucknow
Cheque Bounce Chgs
Floating Rate of Interest
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Lucknow
The CIBIL score is what defines your ability to pay off your credits. A higher Credit score defines your good credit history and makes your application process smooth and easy to be processed. Usually, banks and NBFCs require a credit score of 750 and above to approve your loan application process in Lucknow. This score may vary from bank to bank. In case a CIBIL score is less than the required value you will be required to pay a high rate interest rate on the loan amount.
Car Loan Lucknow Contact Number
In case of any queries regarding the car loan Lucknow, you may contact on the number 9878981166 for any help or assistance.
Pre Calculated EMI Table for Car Loan Lucknow
Lucknow, an enormous city in northern India, is the capital of the territory of Uttar Pradesh. Toward its inside is Rumi Darwaza, a Mughal door. Close by, the eighteenth century Bara Imambara sanctuary has a gigantic angled lobby. Higher up, Bhool Bhulaiya is a labyrinth of restricted passages with city sees from its upper galleries. Near to, the excellent Victorian Husainabad Clock Tower was worked as a triumph segment in 1881.
Car Loan EMI Calculator
Other Cities For Car Loan In Uttar Pradesh
|Car Loan Hapur||Car Loan Gonda|
|Car Loan Hardoi||Car Loan Ghazipur|
|Car Loan Hathras||Car Loan Ghatampur|
|Car Loan Gorakhpur||Car Loan Fatehpur|
Table of Contents
- 1 Best Banks for Car Loan in Lucknow
- 2 Car Loan Lucknow Features
- 3 Car Loan Lucknow Interest Rate
- 4 Car Loan Lucknow Documents Required
- 5 Car Loan Lucknow Eligibility Criteria
- 6 How to Apply for Car Loan in Lucknow?
- 7 Car Loan for Major Car Manufacturers in Lucknow
- 8 Processing Fees & Prepayment Charges on Car Loan Lucknow
- 9 CIBIL Score Required for Car Loan in Lucknow
- 10 Car Loan Lucknow Contact Number
- 11 Pre Calculated EMI Table for Car Loan Lucknow
- 12 About Lucknow
- 13 Car Loan EMI Calculator
- 14 Other Cities For Car Loan In Uttar Pradesh