Car Loan Malda

Best Banks for Car Loan in Malda

Car Loan Malda Features

If you’re a resident of Malda and you want to own a car, you’ve come to the right place! Through Dialabank, you can avail car loans for both brand-new and second-hand cars, as well as for both ex-showroom and on-road prices. You can choose the tenure of the loan yourself, while also getting access to some of the very appealing features of car loans in Malda such as: –

• Car loans available at low-interest rates, which may range from bank to bank so make sure you compare and choose wisely!
• Almost all major banks and NBFCs offer car loans in Malda
• The documentation process is quick and hassle-free
• Car loans are easily available through DialaBank, we make sure you fulfill your dream with as much convenience as possible

Car Loan Malda Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Malda Documents Required

The essential documents required to get a car loan approved in Malda are as follows:

For Salaried Individuals

1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof:  Latest 3-month salary slip with form 16
3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

 For Self Employed

• • Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof:  Latest ITR reports.
  • Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

Car Loan Malda Eligibility Criteria

The car loan eligibility requirements are as follows in Malda:

For Salaried Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment:  1 year in current employment and a minimum of 2 years of employment
4. Minimum Annual Income: Rs 100000 net annual income.

For Self Employed Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: at least 3 years in business
4. Minimum Annual Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Malda

TABLE WILL APPEAR

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Processing Fees & Prepayment Charges on Car Loan in Malda

CIBIL Score Required for Car Loan Malda

The CIBIL score is referred to as what defines your ability to pay off your credits and is based on your repayment history. A higher Credit score means good credit history and makes your car loan application process smooth and easy to be processed, while a low score can charge you a higher interest rate. Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Malda. This score may again vary from bank to bank.

Car Loan Malda Contact Number

In case of any queries regarding the car loan in Malda, you may contact us on the number 9878981166 for any sort of assistance. Remember, we give you the best advice!

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Pre Calculated EMI Table for Car Loan Malda

Car Loan EMI Calculator

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