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Car Loan Mughalsarai
Best Banks for Car Loan in Mughalsarai
Feature
HDFC Bank
Private Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom
Car Loan Mughalsarai Features
Nowadays everyone wishes to own a car to make life easier. But not everyone has the needed financial situation. Are you coping with this trouble? Don’t worry. We Dialabank financial services help consumers to compare, analyze, and select the best loans possible.
We provide car loans starts at an attractive rate of interest to both self-employed as well as salaried individuals. We provide car loans for the new and used cars.
Processing Fees / Prepayment Charges on Car Loan in Mughalsarai
Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Mughalsarai
CIBIL score reflects your credit history in the past and your defaults in the refund of your previous loans. A good credit score is taken into consideration as 750 and above by most of the financial foundations ask for a high credit score. Every bank and NBFC has different criteria for a minimum CIBIL score they require to process your Car Loan Mughalsarai. A Lower CIBIL score than 750 can afford a bit of a higher rate of interest.
A very low CIBIL score can lead to refusal of your loan as it is the first thing a bank tracks before processing your loan. Your record of previous loans is taken into consideration for a Car Loan Mughalsarai. If there are any late payments for previous loans, it will create an obstacle for availing of a fresh loan.
Car Loan Mughalsarai Agent Contact Number
Apply with Dialabank on the online platform and avail the best offers on a car loan with approval quickly and extra benefits or you can make a missed call on this number for any queries about the car loan in Mughalsarai 9878981166.
Our customer care executive offers you guidance and assistance to solve your queries about the car loan.
Mughalsarai is a town and municipality board in Chandauli district of Uttar Pradesh, India. It is officially known as Pandit Deen Dayal Upadhyaya Nagar. According to the 2011 census, it had a population of 109,650. It is bisected by NH 19 / GT Road in three parts.
