Car Loan Nalanda

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Nalanda

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Nalanda Features

Having a dream of buying your own car? But don’t have enough money? You don’t need to worry. Because we are here to help. We Dialabank help customers to compare, analyze and choose the best loan possible. 

Online car loans are an appropriate and fitting way to finance your car in just a few simple steps. Visit DialaBank and get yours now.

Car Loan Nalanda Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Nalanda Documents Required

  1. Proof of identity such as Aadhar Card/ Driving License/ Passport Copy, etc.
  2. Proof of income such as Previous 3 months bank statements and salary slips for a salaried individual and recent ITR files for a self-employed individual
  3. Proof of address such as Water Bill/ Telephone bill/ Voter ID/ Passport Copy
  4. 2 recent passport size photographs

Car Loan Nalanda Eligibility Criteria

  1. A salaried employee must be working in the current organization for at least a year.
  2. A Self-employed individual must have their business running from at least the past three years.
  3. The age limit for a car loan is 21 to 65 years
  4. An employed individual should earn a minimum salary of Rs 25000.

How to Apply for Car Loan in Nalanda?

Applying for a car loan is an easy and appropriate process. The best way to apply for a car loan is by applying online.

  1. Visit our website DialaBank.
  2. Select Car Loans on the main page.
  3. Fill an online application form providing all the personal and professional details.
  4. Provide your current contact number so that our executives can get in touch with you for further assistance.

The offline method is available for applying a car loan which requires the individual to physically visit the nearest branch office of the bank and perform the formalities.

Processing Fees & Prepayment Charges on Car Loan Nalanda

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Nalanda

CIBIL score shows the credit borrow and repayment behaviour of an individual. Thus, the lenders have a minimum CIBIL score requirement based on which the loan is approved. Generally, if an applicant has a score above 800 then they are eligible for availing a car loan at an on-road price.

It is important that one should clear all the pending dues and debts in order to maintain a good credit score. Default in your credit score may hinder your opportunities for availing a fresh loan in the future.

Car Loan Nalanda Contact Number

To get an instant car loan you can visit our website or call on 9878981166 to get the best assistance. Our executives are well trained and will assist you in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Nalanda

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

About Nalanda

Car Loan Nalanda

Nalanda was an ancient Mahavihara, a revered Buddhist monastery which also served as a renowned centre of learning, in the ancient kingdom of Magadha (modern-day Bihar) in India. The ancient university of Nalanda obtained significant fame, prestige and relevance during ancient times, and rose to legendary status due to its contribution to the emergence of India as a great power around the fourth century.

The site is located about 95 kilometres (59 mi) southeast of Patna near the city of Bihar Sharif and was one of the greatest centres of learning from the fifth century CE to c. 1200 CE.[6] Today, it is a UNESCO World Heritage Site.

Special Note: Banks do not provide Car Loans to applicants with poor credit history, but one can fulfil their money requirement with Gold Loan easily.

Car Loan EMI Calculator

Share This

Menu