Car Loan Namchi

Best Banks for Car Loan in Namchi

Car Loan Namchi Features

Are you searching for a car loan? If yes, then your wait is over as we at Dialabank brings you amazing offers for a car loan in Namchi. We provide the lowest rate of interest for car loans Namchi, which you won’t find anywhere else.

We offer Car loans for both working sectors from Self-employed to salaried people. Dialabank offers you the car loans on new as well as used cars.

To fulfill your dream of having your own car, a car loan is a financial help provided by banks and NBFC’s. Necessary financing for buying a car which can be on Ex-Showroom Price or On-Road Price of the car is provided by them. With easy repayment options, a car loan is a secured loan. The loan amount is offered on Interest charges which alter from bank to bank. One can pay for the vehicle in easy installments.

Car Loan Namchi Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Namchi Documents Required

A person should review the documents required for car loan before making a decision.

For Salaried Individuals:

1. Proof of Identity: Passport copy,  Voters ID card,PAN Card, Driving License
2. Income Proof: form 16 with latest 3-month salary slip
3. Residence Proof: Ration card /  Voters card / Passport Copy / Driving license / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

For Self Employed Individuals:

1. Identification Proof: Passport copy, PAN Card, Driving License,  Voters ID card
2. Income Proof: Latest ITR
3. Address Proof: Driving license / Ration card/ Passport Copy /Voters card / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

Car Loan Namchi Eligibility Criteria

To obtain the loan amount, a person must meet the Eligibility criteria for car loan.

For Salaried Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: a minimum of 2 years of employment experience and 1 year in current employment.
4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: At least 3 years in business
4. Minimum Annual Income: Net profit Rs.100000 per annum for mid-sized and premium cars and Rs. 60000 per annum for standard cars

Car Loan for Major Car Manufacturers in Namchi

TABLE WILL APPEAR

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Processing Fees/ Prepayment Charges on Car Loan in Namchi

CIBIL Score Required for Car Loan Namchi

A CIBIL score of 750 and above is considered to be very good and it attracts a lower interest rate for car loans in Namchi. However, if you have a good income, a CIBIL score between 650 to 750 could be taken but a bit higher interest rate will be offered in that case. Your application might be refused if you have defaulted in your CIBIL score which is very low.

Most foundations prefer to give loans only with a minimum CIBIL score of 750. The foundations along with the overall score also examine the detailed behavior on the previous loans taken. This includes details on the amount you have borrowed and the type of loan taken. Any late payments for previous loans can become an obstacle to your availing a fresh loan.

For more information on the score, check your CIBIL score in your credit report.

Car Loan Namchi Contact Number

Call us at 9878981166 to get on car loans in Namchi and exclusive offers on car loans.

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Pre Calculated EMI Table for Car Loan Namchi

Car Loan EMI Calculator Namchi

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About Namchi

Namchi is the capital of the district of South Sikkim in the state of Sikkim, India. If you want to take Car Loan Namchi, visit our website and get the loan on low rate of interest.

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