Car Loan Narmada

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Narmada

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Narmada Features

car loan narmada

If purchasing a car is your dream and you lack funds for it, then you have come to the right place. We provide you with the best in market Interest rates and help you check your Eligibility. Get the best Car Loan with easy documentation and the Lowest EMIs.

Following are the benefits of Car Loan:

  • One of the most important benefits is that you save your precious time by applying online, as the Car loan in the Narmada process is quite simple. Your Car loan gets approved within a day or even on the same day of application
  • Within a few minutes, you will receive an extended list of e-mails from lenders who will avail of your online car loan in Narmada. At the same time, you can compare the different Car loan terms and choose the best one available.
  • In addition to all these, the lenders also facilitate the bad credit holders with these loans. As well, the lenders also offer bad credit car loans for individuals having bad credit.

Apply for car loan  online with Dialabank

Car Loan Narmada Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Narmada Documents Required

Following documents must be provided for a loan application instant approval:

  1. Identity Proof which you need to have: PAN Card, Voters ID card, Passport copy, Driving License
  2. Income ProofFor Salaried which you need to have– Latest 3-month salary slip with form 16
  3.  For Self Employed which you need to have- Latest Income Tax Report
  4. Address Proof which you need to have: Ration card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/Driving license/Voters card/PAN Card
  5. Bank Statement which you need to have: Last 6 months bank statement

Car Loan Narmada Eligibility Criteria

Applicant must check the eligibility criteria points before applying for a Car loan;

  1. Minimum Annual Income: For Salaried individuals Rs 100000 net annual income / For Self- Employed persons Net profit sixty thousand rupees p.a for standard model cars and One lakh Rupees p.a. for mid-sized and premium and Sedan or SUV cars
  2. Maximum age at loan maturity: maximum 65 years
  3. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment / For Self Employed– at least 3 years in normal working business
  4. Minimum age: at least 21 years

How to Apply for Car Loan in Narmada?

Apply online with Dialabank in leading banks which provides the best offers and benefits on Car Loan with additional benefits. Before applying you must have read all the eligibility criteria and documents required for a car loan so that application of your loan can be processed quickly, and provide you the approval with the required finance for a loan.

  1. Visit our website www.dialabank.com from your browser be it mobile or laptop.
  2. Go to the car loan section on the dialabank page and click on the car loan.
  3. Submit all the details required for the car loan and also upload all the document which are required to get the car loan.
  4. Our managers will then call you and for getting more information and for getting more guidance, you may call on 9878981166.

Processing Fees & Prepayment Charges on Car Loan Narmada

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Narmada

CIBIL score plays an important key role in deciding the approval of a loan. The CIBIL score provides a clear picture of credit history and any outstanding dues standing against the individual. The credit history is necessary to disburse or approve the loan amount after checking the eligible CIBIL score. Normally, CIBIL scores 750 or above considered as best by many leading banks.

So you must have an eligible CIBIL score to get loan approval for your dream car.

Car Loan Narmada Contact Number

Apply online with Dialabank and avail the best offers on a car loan with instant approval and extra benefits or you can make a missed call on this number 9878981166.

Our customer care executive provides you with guidance and assistance to solve your queries.

Pre Calculated EMI Table for Car Loan Narmada

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Narmada

Narmada area is an authoritative region in the province of Gujarat in India. The area is limited by the Vadodara region in the north, by Maharashtra state in the east, by the Tapi region in the south, and by Bharuch locale in the west.

Special Note: Banks do not provide Car Loans to any defaulters in credit repayments, but one can fulfil their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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