Car Loan Nashik

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Buy your dream Car

Rates as low as 7.35%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Nashik

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Nashik Features

car loan nashik

If you’re a resident of Nashik and you’re looking to own your dream car but you don’t have the funds for it, do no worry! Dialabank is here with its efficient services to help you get car loans for both brand-new and second-hand cars, and for both ex-showroom and on-road prices. Through Dialabank, you can get access to car loans with flexible and appealing features such as:

  • Car loans are available at low-interest rates, and these may vary from bank to bank so make sure you compare and choose wisely!
  • Almost all major banks and NBFCs offer car loans in Nashik in your vicinity.
  • The documentation process is quick and efficient, we make sure you get your dream car without much hassle.
  • Car loans are easily available through DialaBank.

Car Loan Nashik Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Nashik Documents Required

The essential documents required to get a car loan approved in Nashik are as follows:

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Nashik Eligibility Criteria

The car loan eligibility requirements are as followed in Nashik:

SALARIED INDIVIDUALS

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment.
  4. Least Annual Income: Rs 100000 net yearly pay.

SELF-EMPLOYED INDIVIDUALS

  1. Minimum age: 30 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 2 years in business
  4. Minimum Annual Income: Net profit Rs. 60,000 Per Annum for standard cars and Rs.1,00,000 Per Annum for mid-sized and premium cars

How to Apply for Car Loan in Nashik?

For availing a car loan offline, you will have to visit our branch in Nashik personally, which would turn hectic for you. Therefore, we decided to come to you instead, just online! Availing a car loan is an easy process with DialaBank, you just have to follow some steps to avail the best offers efficiently:

  1. Visit our website
  2. Click on the car loan option available in the menu
  3. Fill in the details regarding the car type and your income
  4. Wait as our relationship manager will soon get in touch with you on your provided number.
  5. You may also contact our relationship managers on the number 9878981166 in case of any queries regarding the loan.
  6. That’s all! Remember, we provide the best assistance.

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Car Loan for Major Car Manufacturers in Nashik

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Nashik

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Get a car loan from AXIS bank

Get a car loan from SBI

CIBIL Score Required for Car Loan in Nashik

The CIBIL score is referred to as your ability to pay off your credits. A higher credit score means good credit history and makes your car loan application process smooth and easy. Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Nashik. This score may again vary from bank to bank. In case of a low CIBIL score than the required value, you will be required to pay a high rate interest rate on the loan amount. Thus, a CIBIL score is an important factor in a car loan.

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Car Loan Nashik Contact Number

In case of any queries regarding the car loan in Nashik, you may dial-up the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Car Loan Nashik

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Nashik

Nashik is an old heavenly city in Maharashtra, a state in western India. It’s known for its connection to the “Ramayana” epic sonnet. On the Godavari River is Panchavati, a sanctuary complex. Close by, Lord Rama was thought to have washed at Ram Kund water tank, today went to by Hindu lovers. Shri Kalaram Sansthan Mandir is an antiquated sanctuary to Rama, while Rama and Sita are said to have venerated at Sita Gufaa caverns.

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Car Loan EMI Calculator

Get a car loan from HDFC bank

Get a car loan from Kotak Mahindra bank

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