Car Loan Padrauna

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Car Loan Padrauna

Best Car Loan Providers in Padrauna

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Padrauna Features

car loan padrauna

Often buying a car is not possible for every person who is aspiring to own a car. A Car Loan is an offer that provides funds to people for buying a vehicle. It is a scheme that allows the person to pay for the vehicle in parts.

“No frequent visits to the Bank. Save your precious time. The Best Car Loan will find a way and reach you! Enjoy the ride of your dream car by availing the Doorstep and Personalized Services of Dialabank.com.

Apply for a Car Loan Now at Dialabank. Visit us at www.dialabank.com.

Car Loan Padrauna Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Padrauna Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  1. Proof of Identity:  PAN Card, Voters ID card,Passport copy, Driving License
  2. Proof of Income: Salary slip of last 3 months with form 16.
  3. Proof of Residence: Electricity Bill / Ration card /  Voters card / Passport Copy /Driving license / Telephone Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income Proof: Latest ITR
  3. Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Padrauna Eligibility Criteria

The car loan eligibility requirements are as followed:

The Eligibility Criteria for Salaried applicant:

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment:
  •  1 year in current employment
  • Minimum of 2 years of employment

4. Minimum Annual Income: For Salaried Rs 100000 net annual income.

The Eligibility Criteria for Self Employed  applicant:

  1. Minimum age: 30 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 3 years of Business Experience.
  4. Minimum Annual Income:
  • Net profit of  Rs. 60,000 per annum for standard cars
  • Net profit of Rs.1,00,000 per annum for mid-sized and premium cars.

Car Loan for Major Car Manufacturers in Padrauna

TABLE WILL APPEAR

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Processing Fees & Prepayment Charges on Car Loan Padrauna

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Padrauna

CIBIL is a credit information company, the score can vary between 300 to 900 and the higher is your CIBIL score, the better are your chances of getting a loan. Most banks accept a score of 750 or more can get you a low-interest rate.

Your payment history across loans and credit cards, predicts the CIBIL score.

Car Loan Padrauna Contact Number

Customers can apply, also to get exclusive car loan deals right from your home  contact us at +91 9878981166.

on our website www.dialabank.com.

Pre Calculated EMI Table for Car Loan Padrauna

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Padrauna

The City of Padrauna is district headquarter in the Indian state of Uttar Pradesh of Kushinagar district. Its ancient name was Pava where Lord Buddha took his last meal. It is in Northern division of India. It lies at the border of Bihar and Uttar Pradesh. It is the place where Lord Buddha died, where Rama spent a few days of his World Famous Life, and it is a small town with diversified people.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

Online Car Loan EMI Calculator

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