Car Loan Pali

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Pali

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Pali Features

Car loan PaliHave you ever wondered what is the best way to finance a Car? Is it that you are facing a shortage of cash? No want to worry now. A car loan is a very best and convenient manner to finance your car at low-cost hobby costs and require minimum documentation. The eligibility criteria aren’t also stringent in comparison to the other loans. If a character has a strong source of earnings and essential files, then the banks and NBFCs provide automobile loans easily with none trouble.

Car Loan Pali Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Pali Documents Required

  1. 2 current passport size images
  2. Identification evidence: Aadhar Card/ Driving License/ Passport.
  3. Address evidence: Water bill/ cellphone bill/ Voter identity/ Passport replica
  4. Profits evidence: previous three months bank statements and revenue slips for a salaried person and current ITR files for a self-employed individual

Car Loan Pali Eligibility Criteria

  1. The age criteria for a car loan is 21 to 65 years
  2. A salaried individual should have minimum earnings of Rs 25000.
  3. A Self-employed individual must have their commercial enterprise running from as a minimum the past 3 years.
  4. A salaried employee should be working within the present-day company for at least a yr.

How to Apply for Car Loan in Pali?

Nowadays, it is pretty simple to avail a car loan online as it saves you time as well as physical inconvenience

  1. Visit our internet site DialaBank to apply for a mortgage in just a few simple steps.
  2. Select Car Loans on the homepage.
  3. Fill an online form and provide all the necessary information and documents to check for eligibility
  4. Offer your contact details so that our executives can get in contact with you.

If you wish to opt for the offline method, you may do so by means of physically visiting the closest branch office of the lender and filling up the utility form. Thereafter, the connection supervisor will help you in an additional system.

  1. Fill an online application form and provide all the necessary details and documents to check for eligibility
  2. Provide your current contact number so that our executives can get in touch with you for further assistance.

Processing Fees & Prepayment Charges on Car Loan Pali

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Pali

CIBIL score is an important criterion based on which the banks and NBFCs approve a car loan to any customer. The minimum requirement of a CIBIL rating for a car loan is exceptional for each lending institution. generally, a rating above 800 is considered to be decent for any person to be eligible to apply for a car loan.

It is of utmost importance that one ought to clear all the pending dues and money owed with a purpose to keep an excellent credit score. Default in your credit rating might also avoid your possibilities for availing a sparkling loan inside the destiny.

Car Loan Pali Contact Number

Best offers for a car loan are available on DialaBank or you can reach us on 9878981166. Our relationship managers team is well trained to offer personalized assistance with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Pali

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

About Pali

Pali is a city in the Rajasthan state of North-western India. it is the administrative headquarters of Pali District and comes within the Marwar place. it’s far situated on the bank of the river Bandi and is 70 km southeast of Jodhpur. it is referred to as “the economic town”

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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