Car Loan Panchmahal

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Best Banks for Car Loan in Panchmahal

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Panchmahal Features

Having a dream of owning a car? But don’t have enough money? Here is the best solution for you. A car loan is now available at an affordable interest rate and tenure which is only provided to you by India’s first financial online service dialabank which is very much reliable too and you can get a car loan at the best service you can get and also the fastest service to get loan approval and also you can get more offers on a car loan or other loan type.

Car Loan Panchmahal Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Panchmahal Documents Required

  1. Identity Proof : Passport copy, PAN Card, Voters ID card, Driving License of the applicant for a car loan
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16 of the applicant for a car loan
  3.  For Self Employed- Latest Income Tax Report of the applicant for a car loan
  4. Address Proof: Ration card/Driving license/Voters card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card of the applicant for a car loan
  5. Bank Statement: Last 6 months bank statement of the applicant for a car loan

Car Loan Panchmahal Eligibility Criteria

  1. Minimum age: 21 years old for a car loan
  2. Maximum age at loan maturity: 65 years old for a car loan
  3. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment for a car loan Bidar
  4. For Self Employed– at least 3 years in business for a car loan
  5. Minimum Annual Income: For Salaried Rs 100000 net annual income for a car loan
  6. For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars for a car loan

How to Apply for Car Loan in Panchmahal?

  1. Visit the best online financial service provider website www.dialabank.com from your browser to get a car loan.
  2. Click on the car loan link on top to get a car loan.
  3. The applicant will be directed to fill the details of himself to get a car loan.
  4. Upload all the documents required for a car loan.
  5. Get a call on verification or, you may call on 9878981166 to get a car loan.

Processing Fees & Prepayment Charges on Car Loan Panchmahal

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Panchmahal

Get a good CIBIL score of 750 and above by not defaulting on any of your payments be it credit cards or EMIs or any other so that your loan application process is better and faster and you get a low-interest rate on a car loan to repay.

Car Loan Panchmahal Contact Number

Get a car loan in Panchmahal by contacting the number 9878981166 or visit dialabank.com

Pre Calculated EMI Table for Car Loan Panchmahal

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Panchmahal

Car Loan Panchmahal

Panchmahal, also known as Panch Mahals, is a district in the eastern portion of Gujarat State western India. Panch-mahal refers to the five sub-divisions that were given by the Maharaja Jivajirao Scindia of Gwalior State to the Britishers: Godhra, Dahod, Halol, Kalol and Jhalod. The district had a population of 2,390,776 of which 12.51% were urban according to the 2011 census.

The district is located on the eastern end of the Gujarat state.

According to the 2011 census Panchmahal district has a population of 2,390,776.

Car Loan EMI Calculator

Enter Loan Information:
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Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile and eligibility, the interest rate payable every month on the loan is determined.

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