Car Loan Panruti

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Buy your dream Car

Rates as low as 7.35%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Panruti

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Panruti Features

Seeking a dream of purchasing your own car? But don’t have enough money? Don’t worry. We are India’s first financial online service dialabank and you can get a car loan at the best service and also the fastest service to get a loan and also you can get more offers on car loan either you apply for an ex-showroom price of the loan or on-road price of the loan.

Car Loan Panruti Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Panruti Documents Required

For salaried:

  • Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License for a car loan
  • Income Proof: For Salaried- Latest 3-month salary slip with form 16 for a car loan
  •  For Self Employed- Latest Income Tax Report for a car loan
  • One Address Proof
  • Bank Statement: Last 6 months bank statement for a car loan

For self-employed:

  • Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License for a car loan
  • Income Proof: For Salaried- Latest 3-month salary slip with form 16 for a car loan
  •  For Self Employed- Latest Income Tax Report for a car loan
  • One Address Proof
  • Bank Statement: Last 6 months bank statement for a car loan

Car Loan Panruti Eligibility Criteria

For salaried:

  • Minimum age: 21 years old of the applicant for a car loan
  • Maximum age at loan maturity: 65 years old of the applicant for a car loan
  • Minimum employment:  1 year in current employment and a minimum of 2 years of employment of the applicant for a car loan
  • Minimum Annual Income:  Rs 100000 to get a car loan

For self-employed:

  • Minimum age: 21 years old of the applicant for a car loan
  • Maximum age at loan maturity: 65 years old of the applicant for a car loan
  • Minimum employment: at least 3 years in the business of the applicant for a car loan
  • Minimum Annual Income: Net profit of a minimum of Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars of the applicant for a car loan.

Car Loan for Major Car Manufacturers in Panruti

TABLE WILL APPEAR

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Processing Fees & Prepayment Charges on Car Loan Panruti

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Panruti

Do not default on your EMIs or dues, or debt or any other payments to maintain your CIBIL score as good because if you do so then you will have to pay a higher rate of interest on the loan or you may not even get the loan.

Car Loan Panruti Contact Number

You can get a car loan Panruti easily from Dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Panruti

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Car Loan EMI Calculator

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Other Cities For Car Loan In Tamil Nadu

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Car Loan Madambakkam Car Loan Karaikudi

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