Best Banks for Car Loan in Pathanamthitta
Car Loan Pathanamthitta Features
A car loan is financial funding provided by banks and NBFC’s to make your dream come true of having your personal car. It is not a difficult task nowadays availing for a car loan as numerous products have come into the market to cater to the needs of a buyer provided by numerous lenders.
Moreover, if you want to buy a pre-owned car, financial institutions also provide the service of used car loans which can be used for financing a used car. Car Loans also come at an affordable rate of interest and requires minimal documentation to be approved.
Car Loan Pathanamthitta Interest Rate
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
ICICI Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Kotak Car Loan
1% to 2%
IIFL Car Loan
Muthoot Car Loan
Manappauram Car Loan
PNB Car Loan
0.70% to 1%
Canara Bank Car Loan
Andhra Bank Car Loan
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Pathanamthitta Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Pathanamthitta Eligibility Criteria
To obtain the loan amount, a person must meet the Eligibility criteria for car loan.
You should be at least 21 years of age to apply for a car loan. The maximum age of a person should be 65 years at the time of maturity of the loan.
For Salaried: You should be having a minimum of 2 years of employment and you should be working for at least 1 year in your current employment. The minimum annual salary required is Rs. 100000 as net annual income.
For Self Employed: You should be in the business for at least 3 years. A net profit of at least Rs. 60000 p.a. should be there for standard cars and Rs. 100000 p.a. for mid-sized and premium cars.
Car Loan for Major Car Manufacturers in PathanamthittaTABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Singrauli
Cheque Bounce Chgs
Floating Rate of Interest
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Pathanamthitta
CIBIL score is an essential criterion based on which the banks and NBFCs approve a car loan in the city to any customer. The minimum requirement of a CIBIL score for a car loan in Pathanamthitta varies from bank to bank. Generally, a score above 750 is considered to be decent for any individual to be eligible to apply for a car loan.
It is important that one should clear all the pending dues of the past loans and debts in order to maintain a good credit score. Default in your credit score may hinder your opportunities for availing a fresh loan in the future.
Car Loan Pathanamthitta Contact Number
To get an instant car loan in Pathanamthitta you can visit our website or call on 9878981166 to get personalized assistance. Our executives are well trained and will assist you in the best way possible in order to provide you best deal available.
Pre Calculated EMI Table for Car Loan Pathanamthitta
Car Loan EMI Calculator
Pathanamthitta is a fast-growing town and a municipality situated in the Central Travancore region in the state of Kerala, India, spread over an area of 23.50 km². It is the administrative capital of Pathanamthitta district.
Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfil their money requirement with Gold Loan easily.
Other Cities For Car Loan In Kerala
|Car Loan Palakkad||Car Loan Kunnamkulam|
|Car Loan Nilambur||Car Loan Kottayam|
|Car Loan Manjeri||Car Loan Kottakkal|
|Car Loan Malappuram||Car Loan Kollam|
Table of Contents
- 1 Best Banks for Car Loan in Pathanamthitta
- 2 Car Loan Pathanamthitta Features
- 3 Car Loan Pathanamthitta Interest Rate
- 4 Car Loan Pathanamthitta Documents Required
- 5 Car Loan Pathanamthitta Eligibility Criteria
- 6 Car Loan for Major Car Manufacturers in Pathanamthitta
- 7 Processing Fees & Prepayment Charges on Car Loan Singrauli
- 8 CIBIL Score Required for Car Loan in Pathanamthitta
- 9 Car Loan Pathanamthitta Contact Number
- 10 Pre Calculated EMI Table for Car Loan Pathanamthitta
- 11 Car Loan EMI Calculator
- 12 About Pathanamthitta
- 13 Other Cities For Car Loan In Kerala