Best Banks for Car Loan in Patna
Car Loan Patna Features
A car loan is financial assistance or support provided by banks and NBFC’s to individuals to fulfill their dreams of having their own car. They provide all the necessary funding according to your eligibility for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car. A car loan is a secured form of a loan with easy repayment options at the best possible interest rate. Low-interest rates EMI options are available for car loans Patna.
Car Loan Patna Interest Rate
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Kotak Car Loan
1% to 2%
IIFL Car Loan
Muthoot Car Loan
Manappauram Car Loan
PNB Car Loan
0.70% to 1%
Canara Bank Car Loan
Andhra Bank Car Loan
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Patna Documents Required
The following documents required for a car loan:
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License, or any other valid proof identity
- Income Proof: For Salaried– Latest 3-month salary receipt with form 16
- Address Proof: Ration card / Adhar card/ Driving license / Passport / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card or any other address proof
- Bank Statement: previous near about 6 months statements be required.
Car Loan Patna Eligibility Criteria
The car loan eligibility requirements are as followed in Patna:
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment.
- Least Annual Income: Rs 100000 net yearly pay.
- Minimum age: 30 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 2 years in business
- Minimum Annual Income: Net profit Rs. 60,000 Per Annum for standard cars and Rs.1,00,000 Per Annum for mid-sized and premium cars
How to Apply for Car Loan in Patna?
- We are India’s first-ever financial helpline.
- The loan gets disbursed within a few hours of applying with us.
- The entire process is hassle-free.
- Get expert advice on car loans through our relationship managers.
- You have the option to opt for a door-step pickup facility of your documents
To apply with us, just go to our website i.e dialabank, and fill the form of a car loan with your personal details. You will soon be contacted by our customer relationship manager who will assist you further in choosing the best bank/NBFC for you according to your need for a loan amount.
You may also visit the nearest branch personally to avail of a car loan which may not be convenient or may require multiple visits for approval.
Car Loan for Major Car Manufacturers in Patna
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Patna
Cheque Bounce Chgs
Floating Rate of Interest
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Patna
CIBIL score also known as credit score is the score that defines the credit-history of an individual. The creditworthiness with which a person has paid off his previous loans can be depicted through this score. Any kind of loan including the car loan requires a good CIBIL score of the individual. The exact value may differ from one bank to another bank. But, a score of 750 and above is considered a good score and makes the entire process of car loan availability easy and convenient and fast.
Car Loan Patna Contact Number
For any queries related to a car loan Patna, you may call us on this number 9878981166.
Pre Calculated EMI Table for Car Loan Patna
Patna is an antiquated city that spreads along the south bank of the Ganges River in Bihar, upper east India. The state capital, it’s home to Bihar Museum, a contemporary milestone displaying bronze figures and old coins from the district. Close by, Indo-Saracenic–style Patna Museum shows a coffin accepted to contain the Buddha’s remains. Near the waterway, the Golghar is a domed pilgrim silo sitting above the city.
Car Loan EMI Calculator
You may also check the car loan EMI calculator available on our website.
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