Car Loan Patti

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 7.05%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Car Loan Patti

Best Banks for Car Loan in Patti

Kotak Mahindra Bank
Interest Rate (p.a.)
7.35 - 7.95%
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Patti Features

A car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your own car. They provide necessary funding for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car. A car loan is a secured loan with easy repayment options. The loan amount is offered on Interest charges which vary from bank to bank. One can pay for the vehicle in easy installments.

Car Loan Patti Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Patti Documents Required

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For more information on documents required for a car loan, click on given link.

Car Loan Patti Eligibility Criteria


  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current employment and a minimum of 2 years of employment.
  • Least Annual Income: Rs 100000 net yearly pay.


  • Minimum age: 30 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least 2 years in business
  • Minimum Annual Income: Net profit Rs. 60,000 Per Annum for standard cars and Rs.1,00,000 Per Annum for mid-sized and premium cars

For more information on eligibility criteria for a car loan, click on given link.

How to Apply for Car Loan in Patti?

  1. Apply online on dialabank
  2. Go to the loan section on the page and click on the car loan link.
  3. The applicant will be directed to all the details of the car loan where they can choose their preferred city, according to their needs.
  4. For more information on car loans and free guidance, you may call on 9878981166.

Car Loan for Major Car Manufacturers in Patti


Processing Fees & Prepayment Charges on Car Loan Patti

Category Details
Processing Charges
1999 - 4999 + Tax
No prepayment is allowed until 12 EMIs are paid
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Patti

Each monetary organization has its rules for the CIBIL score required for handling the Car Loan application in Nadiad so they can limit the danger of loaning to the client. Most organizations require a base score of CIBIL of 750 or above to handle your advance application. Likewise having a decent CIBIL score serves to advances at a less expensive pace of intrigue.

The establishments don’t simply take a gander at the general score yet additionally the point by point conduct on the past credits taken. This remembers subtleties for the sort of credit taken and the sum acquired. Any postponed installments for past credits can go about as an obstruction to your profiting a new advance.

Apply for a Car Loan

Car Loan Patti Contact Number

You can get a car loan in Patti easily from dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Patti

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Patti

Patti is an Old City and a city committee of the Tarn Taran area in the Majha district of the Indian territory of Punjab, found 47 Kilometers from Amritsar. Patti city likewise closes of India circumscribing Pakistan.

Apply for a Car Loan

Car Loan EMI Calculator

Vehicle advance EMI can be determined by the Car credit EMI Calculator gave by Dialabank. It’s absolutely allowed to utilize and you can utilize it the same number of times as you need. Compared Monthly Installments(EMI) is the month to month fixed charges that you pay to the bank as a month to month reimbursement for the advance sum acquired. In light of your profile, the financing cost on the advance is resolved. EMI is determined dependent on the Interest Rate you are charged by the bank and the measure of advance you need to take and the period for which you appreciate the vehicle credit.

Other Car Loan Cities In Punjab

Car Loan Nakodar Car Loan Mansa
Car Loan Nabha Car Loan Maur
Car Loan Mukerian Car Loan Malerkotla
Car Loan Mohali Car Loan Machhiwara