Car Loan Phulbani

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Phulbani

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Phulbani Features

car loan phulbani

If purchasing a car is your dream and you lack funds for it, then you have come to the right place. We Dialabank provide you with the best in market Interest rates and help you check your Eligibility. Get the best Car Loan with easy documentation and the Lowest EMIs. Car Loan is designed to make your dream come true without any hassle. Avail the unmatchable features, offers, and benefits. Apply with Dialabank.Car loan features in Phulbani.

  • Up to 90% funding available for new cars
  • Up to 80% funding available for used cars
  • Get maximum loan amount up to 3 times the annual salary (for salaried professionals) or 6 times the annual income (for self-employed professionals).
  • The loan period is usually between 1 to 5 years.

You just need to follow the steps mentioned below to fill the online user-friendly form:

  1. Fill an online application form and provide all the necessary details and documents to check for eligibility
  2. Provide your current contact number so that our executives can get in touch with you for further assistance.

Car Loan Phulbani Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Phulbani Documents Required

For Salaried Individuals:

  • Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

For Self Employed Individuals:

  • Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest ITR
  • Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

Car Loan Phulbani Eligibility Criteria

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  • Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least 3 years in business
  • Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Phulbani

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Phulbani

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Phulbani

CIBIL score is an important criterion based on which the banks and NBFCs approve a car loan to any customer. The minimum requirement of a CIBIL rating for a car loan is exceptional for each lending institution. generally, a rating above 800 is considered to be decent for any person to be eligible to apply for a car loan.

It is of utmost importance that one ought to clear all the pending dues and money owed with a purpose to keep an excellent credit score. Default in your credit rating might also avoid your possibilities for availing a sparkling loan inside the destiny.

Car Loan Phulbani Contact Number

Best offers for a car loan are available on DialaBank or you can reach us on 9878981166. Our relationship managers team is highly expertise to offer personalized assistance with a deal most suitable for you.

Pre Calculated EMI Table for Car Loan Phulbani

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Car Loan EMI Calculator Phulbani

About Phulbani

Phulbari, also known as Fulbari, is a road border crossing for vehicles and people on the Indo-Bangla border and a municipality in Rajganj, a development block in Jalpaiguri district of West Bengal, India. It is a primarily rural area with nearly 62.01% of the population living in rural areas and a moderately 37.99% living in urban areas. Tea gardens of this region produce over 226 million kg or more than a quarter of India’s total tea crop.

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