Car Loan Pilibhit

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Car Loan Pilibhit

Best Banks for Car Loans in Pilibhit

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Pilibhit Features

Do you want to buy a vehicle and you do not have the funds to pay for it? Then, availing a Car Loan is the best scheme for you. This loan offers money to people to buy a vehicle. It is a scheme that allows a person to pay for the vehicle in easy installments. The total loan amount can be up to 85% of the vehicle based on the Ex-showroom or On-road price of the vehicle. The interest rate varies from bank to bank. The car loan criteria vary upon certain factors like your income, CIBIL score, etc.

So if you are thinking of purchasing your dream car in Pilibhit, get an instant Car loan with DialaBank at an affordable rate of interest. Visit us at www.dialabank.com.

car loan pilibhit

Car Loan Pilibhit Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Pilibhit Documents Required

Apply for a Car Loan

Documents required for car loan are as followed:

For salaried individuals:

  • Identity proof- passport copy, PAN Card, Voters ID card, Driving license is required
  • Income proof- Latest 3-month salary slip with form 16
  • Address proof- ration card/driving icense/Voters card/Passport copy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card
  • Bank Statement for the last six months

For self-employed individuals:

  • Identity proof- passport copy, PAN Card, Voters ID card, Driving license is required
  • Income proof- Latest Income Tax Retursn (ITR)
  • Address proof- Ration card/ Driving license/Voters card/Passport Copyy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card
  • Bank Statement for the last six months

Car Loan Pilibhit Eligibility Criteria

The car loan eligibility requirements are as followed in Pilibhit:

For Salaried Individuals-

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current employment and a minimum of 2 years of employment.
  • Minimum Annual Income: Rs 100000 net annual income.

For Self-employed Individuals-

  • Minimum age: 30 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least 2 years in business
  • Minimum Annual Income: Net profit Rs. 60,000 Per Annum for standard cars and Rs.1,00,000 Per Annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Pilibhit

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Pilibhit

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Pilibhit

Apply for a Car Loan

A CIBIL score is a numeric score that describes an applicant’s ability to repay his past loans efficiently and regularly. Maintaining a good CIBIL score is essential if you want to avail lowest car loan interest rate. Also, having a good CIBIL score increases the processing speed of your application.

Most of the banks except a 750+ score to process your car loan in Pilibhit but these may be higher or lower depending upon the individual requirements of the banks. The minimum CIBIL score requirement for car loans in Pilibhit may vary from banks to banks.

Car Loan Pilibhit Contact Number

Customers can contact us at +91 9878981166 to get exclusive car loan deals right from your home or can apply on our website www.dialabank.com.

Pre Calculated EMI Table for Car Loan Pilibhit

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

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