Car Loan Pipli

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Rates as low as 7.05%*
Up to 100% Funding
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Car Loan Pipli

Best Banks for Car Loan in Pipli

Feature
HDFC Bank
Private Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35 - 7.95%
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom


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Car Loan Pipli Features

Loan Approval in 30 Minutes
Lowest Rate of Interest
Up to 100% on Road Loan
Minimum Documentation
Paperless Process
Flexible Repayment
Zero Foreclosure
24 x 7 Online Payment Facility
No Hidden Charges

Car Loan Pipli


car loan

Car Loan Pipli Eligibility Criteria

Salaried Individual
Age – 21 years to 60 years
Net Monthly Income – Minimum ₹ 20,000
Employment Duration – 1-year minimum
Income Eligibility – Based on Form 16 and salary slip
Self-Employed Individuals
Age – 21-65 years of age
Minimum ITR – Rs.2 lakh
Employment Duration – Minimum 3 years
Income Eligibility – Depends on the latest Income Tax Returns
Self-Employed Non-Individuals (Company/Partnership)
Minimum ITR – Rs. 2 lakh
Employment Duration – 3 years minimum
The applicant has to present IT returns and audited financials of 2 years with Calculated Income.
Priority Customers
At least 6-month vintage
Average Quarterly Balance – 2 quarters balance at a minimum of Rs.1 lakh
Maximum Loan Amount – 3 times the Average Quarterly Balance of the last 2 Quarters


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Car Loan Pipli EMI Calculator

Car Loan Pipli Fees & Charges

Charges New Car Loan Used Car Loan
Interest Rate

7.35% per annum

11.80% p.a. to 13.80% p.a.
Car loan Processing fees 0.5% 0.5%
Issuance of Duplicate Repayment Schedule Charges Around Rs.500 Around Rs.500
Foreclosure Charges 0.06 0.06
Penal Interest 2% PM 2% PM
Car loan Part Payment charges 6% of the amount 6% of the amount
Cheque/Instrument Swap Charge Around Rs.500 Around Rs.500
Documentation Charge Around Rs. 500 Around Rs. 500
Issuance of Duplicate No Dues Certificate Charges Around Rs. 500 Around Rs. 500
Registration Certification Collection Charge Around Rs. 200 Around Rs. 200
Cheque Bounce/Instrument Return Charges Around Rs. 500 Around Rs. 500
Issuance of Duplicate Statement Charges Around Rs. 500 Around Rs. 500
Loan Cancellation/Re-booking Charges Around Rs. 1000 Around Rs. 1000
Issuance of Credit Report Around Rs. 50 Around Rs. 50


car loan

Car Loan Pipli Fees and Charges : Leading Banks – Mar 29 2024

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
Private Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates


car loan

Car Loan Pipli Documents Required

Salaried Individual

Category
Documents Required
Identity Proof (Any 1) Passport
Voter ID
Aadhar Card
Driving License
Address Proof (Any 1) Aadhar Card
PAN
Driving License
Electricity Bill
Date of Birth Proof(Any 1)
Passport
Birth Certificate
High School Marksheet
Driving Licence
Signature Proof(Any 1)
PAN
Bankers Verification
Passport
Income Proof
Salary Slip and latest Form No.16
Bank Statement
Last 6 month Bank statement
Employment Continuity Proof
Job card by NREGA
ITR of Form no. 16
Salary Slip mentioned with joining date
Letter of Appointment

 

Self-Employed Individuals

Category
Documents Required
Identity Proof (Any 1) PAN Card
Passport
Voter ID
Aadhar Card
Address Proof (Any 1) PAN Card
Voter ID
Passport
Electricity Bill
Date of Birth Proof (Any 1) Birth Certificate
Passport
Driving Licence
PAN
Signature Proof (Any 1)
PAN
Bankers Verification
Passport
Bank Statement
Bank statement of last 6 months
Employment Continuity Proof
Latest ITRs
Shop & Establishment Act Certificate
Shop & Establishment Act Certificate
Sales Tax or VAT Certificate
Business Proof
Registration Certificate
Telephone Bill/Electricity Bill
Shop & Establishment Act Certificate
SSI or MSME Registration Certificate

 

Self-Employed Non-Individuals:

1. Partnership Firms/Societies

Category
Documents Required
Identity Proof (Any 1) Driving Licence
PAN Card
Aadhar Card
Passport
Address Proof (Any 1)
Electricity Bill/Telephone Bill
Aadhar Card
Driving License
Voter ID
Income Proof
Audited Balance Sheet
P&L Account
ITR for the previous 2 years
Bank Statement Last 6 month
Business Continuity Proof
Company ITR of the last 2 years
Audited Balance Sheet
TAX registration Certificate
Current Account Statement
Additional documents
Letter of Authority or PAN Card

 

2. Private Limited/Limited Companies

Category
Documents Required
Identity Proof
The latest copy of MOA and AOA
Copy of Incorporation
Address Proof (Any 1)
SSI/MSME Registration Certificate
Telephone Bill
Electricity Bill
Shop & Establishment Act Certificate
Sales Tax Certificate
Income Proof
Audited Balance Sheet
P&L Account and ITR for the previous 2 years
Bank Statement Previous 6 Months
Business Continuity Proof
P&L account and
ITR of the Company of the past 2 years
Audited Balance Sheet
Shop & Establishment Act Certificate
Additional documents
List of Shareholding partners and Directors
Board Resolution
PAN Card
Certificate of Commencement of Business for Ltd. Co.


car loan

How to Get the Best Car Loan Interest Rates in Pipli

The interest rates on vehicle loans offered by many lenders in Pipli may differ, but they are all competitive. If you want to get a car loan in Pipli with the best interest rates, follow the given steps below:

  • Compare various lenders and their offers – Every lender offers many types of schemes and offers. Make sure you do detailed research before choosing the loan.
  • Maintain a good debt-to-income ratio – The debt-to-income ratio indicates how much of an applicant’s income goes toward loan repayment, and lenders take this into consideration when setting interest rates.

How to Apply for a Car Loan in Pipli?

Availing of a car loan in Pipli is an easy process. Few steps to be followed are:

  • Visit the Dialabank website.
  • Choose the car loan option.
  • Provide the details of the car and your income details.
  • Our relationship manager will soon call you on your cell number.
  • You can also call our relationship managers on 9878981166


car loan

Which Bank in Pipli Offers the Best Car Loans?

Many banks, including HDFC, Private, and SBI, offer vehicle loans here. The best lender is one that can provide you with the loan amount you need at a suitable interest rate and can hand out the funds as quickly as possible.

Car Loan for Major Car Manufacturers in Pipli

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Car Loan Pipli

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST


car loan

CIBIL Score Required for Car Loan in Pipli

A decent CIBIL score means healthy repayment history which in turn makes your car loan application process smooth. Mostly, banks consider a score of 750+ as a decent score to approve your loan process.


car loan

Car Loan Pipli Contact Number

In case of any queries regarding the car loan in Pipli, you may contact on the number 9878981166 for any assistance.


car loan

Pre Calculated EMI Table for Car Loan Pipli

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Pipli

Pipli is a small town under Puri district in the state of Odisha and is famous for handicrafts. With Dialabank providing its services to all parts of the country, it is now feasible to have access to car loans.


car loan

Car Loan Banks in Pipli

Bank Name Bank Address IFSC Code
CENTRAL BANK OF INDIA LADWA ROAD, DIST-KURUKSHETRA, (HARYANA) PIN CODE-136131 CBIN0283790
CANARA BANK NEAR GITA DWAR, KURUKSHETRA ROAD, PIPLI, DIST KURUKSHETRA, (HARYANA) – 132131 CNRB0003224
CORPORATION BANK KURUKSHETRA ROAD OPP PETROL PUMP PIPLI DIST KURUKSHETRA CORP0003365
HDFC BANK HDFC BANK LTD KURUKSHETRA-PIPLI ROAD OPPOSITE SECTOR 5 HDFC0001716
Private BANK LIMITED Private BANK LTD, SHOP NO 42 & 43, LADWA ROAD, PIPLI,DIST. KURUKSHETRA, HARYANA. 132131 ICIC0000934
INDUSIND BANK GROUND FLOOR, GITA DWAR, KURUSHETRA ROAD, PIPLI MAJRA 132 131 (KURUSHETRA DISTT. HARYANA) INDB0000434
PUNJAB AND SIND BANK G.T. ROAD, PIPLI, DISTT. KURUKSHETRA, HARYANA-132131 PSIB0000024
STATE BANK OF INDIA PIPLI SBIN0008850
STATE BANK OF INDIA LADWA ROAD PIPLI DIST KURUKSHETRA HARYANA PIN 51286 SBIN0051286
YES BANK GF,KHASRA NO.153,1 2-2 NEAR GITA DWAR,PIPLI THANESAR RD VILLAGE PIPLI,THANESAR KURUKSHETRA HARYANA 136131 YESB0000969

FAQ’s About Pipli Car Loan

Which car can I get with a car loan in Pipli?

Car loans can be used to buy any type of car, including SUVs, MUVs, etc. You can also get a car loan to get a vehicle for professional needs.

Where can I find an Interest Calculator for a Car Loan?

You can use the EMI calculator available on Dialabank. The interest rate can be received by filling out an application for a loan, which will need you to provide some information such as your salary, company, and work experience, depending on which interest rates will be given.

What options do I have for paying back my Car Loan?

Standing Instruction, Electronic Clearing Service, and Post-Dated Cheques are some ways of repaying your loan.