Car Loan Ponta Sahib

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Best Banks for Car Loan in Ponta Sahib

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Ponta Sahib Features

car loan ponta sahibAre you looking for a car loan? just one click on the dialabank website and fill the form. then you will get loan approvals quick and faster.no need to go to the bank and roam in the bank. save time with us and apply for the loan. we also provide loans for both new cars and used cars with good interest rates and attractive interest rates.

Click here for SBI car loan

Car Loan Ponta Sahib Interest Rate

interest rates are based on RBI rules. so every time the interest rates will be changed. but if you were looking for the loan you be aware of the interest rates.

  • if the application requires less than Rs.3 lakhs the interest is 10.25% per annum.
  • if the loan application is between 3-6lakhs then the interest is 9.50%
  • if the loan application, the amount is between 6lakhs to 10 lakhs then the interest rates are 9.25%

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Ponta Sahib Documents Required

  1. Residence proof: the documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner.
  2. if the applicant is Self-employed: the applicants of personal loans should file ITR for the last three years, and his business should be registered.
  3. If the applicant is Salaried applicants: The applicants have to show his salary slip of the last three months and bank statement for the last six months.
  4. Under KYC formality, every applicant has to submit his pan card, which is an essential document.
  5. Two colored passport size photos 🙁 Applicants should not wear any glasses)

Car Loan Ponta Sahib Eligibility Criteria

  1. The minimum age and the maximum age of the applicant is to apply for the loan is 21 years and 65 years.
  2. For salaried applicants:1 year in current employment and also a minimum of 2 years of employment must be for the salaried applicant.income should get more than Rs.3lakhs and also for the standard cars, the applicant should get more than 3 lakhs of income.
  3. For Self-employed: the applicant should have at least 3 years in business. so that the applications will get approval quickly and also the applicant should submit income tax return(ITR) files. income should be more than 4lakhs also for the standard cars, the applicant should have more than 3lakhs of income.

How to Apply for Car Loan in Ponta Sahib?

  • Visit the Diabank website and click on the loan section.
  • After clicking on the loan section, choose the location where you want to take the loan.
  • After completing all those, give the required details and fill the form.
  • finally, you will receive the call from our experts and you can clear doubts with them.

Click here for Kotak car loan

Processing Fees & Prepayment Charges on Car Loan Ponta Sahib

Check below for the processing charges and payment charges.

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Ponta Sahib

The good Cibil always ranges from 700-900. if our Cibil is less than 700 then your not eligible for the loan. this cibil indicates the repayment capacity of the person. when you repay the loan in time, then your Cibil will automatically rise.

Click here for ICICI car loan

Car Loan Ponta Sahib Contact Number

Dial 9878981166 for any queries and also for help.

Pre Calculated EMI Table for Car Loan Ponta Sahib

check table for Pre calculated EMI.

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Ponta Sahib

Ponta Sahib is in the Sirmaur district located in the Indian states for Himachal Pradesh. this was the industrial city where most of the trades happen in that state.

Car Loan EMI Calculator

Repaying the loans in EMIs in time will not affect our monthly budget.

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