Car Loan Pratapgarh

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Car Loan Pratapgarh

Best Banks for Car Loan in Pratapgarh

Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Pratapgarh Features

car loan pratapgarhA car loan is a form of financial help and assistance provided by banks and NBFC’s to fulfill your dream of having your own car. Car Loan Pratapgarh provides the required funding for purchasing a car, whether a new one or used, which can be on Ex-Showroom Price or On-Road Price of the car. A car loan is a secured form of a loan with easy repayment options in the form of installments. Availing a car loan is easy provided you have the required necessary documents and you fulfill the required eligibility criteria.

Usually, banks offer you a car loan on the Ex-showroom price of the car but in case you want a loan of the On-road price it will require certain requirements to be fulfilled. We offer you the best deals available across several banks and NBFCs so that you can choose the right one for yourself.

The features of a car loan in Pratapgarh are:

  • Easy documentation
  • Lowest interest rates available
  • Fast disbursal
  • Car loans are secured in nature
  • Instant approval of loan application on applying with Dialabank

Car Loan Pratapgarh Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Pratapgarh Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  1. Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income Proof: Latest 3-month salary slip with form 16
  3. Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income Proof: Latest ITR
  3. Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Pratapgarh Eligibility Criteria

The car loan eligibility requirements are as followed:

Salaried Individuals

  1. The age should be a minimum of 21years.
  2. He/she should not be more than 60 years to avail of a car loan.
  3. A CIBIL score of 750 and above is a must.
  4. He/she should have been working for a minimum of 1 year in current employment and a previous minimum of 2 years of employment
  5. He/she should be earning a minimum of Rs 100000 per year

Self-employed Individuals

  1. The age should be between 30-65 years to avail of a car loan.
  2. A CIBIL score of 750 and above is required.
  3. At least 3 years of working business.
  4. A minimum of Rs. 60000 p.a net profits for standard cars and Rs.100000 p.a. for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Pratapgarh


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Processing Fees / Prepayment Charges on Car Loan in Pratapgarh

Category Details
Processing Charges
1999 - 4999 + Tax
No prepayment is allowed until 12 EMIs are paid
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Pratapgarh

CIBIL score is what describes your creditworthiness of the past. So, it is an important aspect to consider while availing a car loan in Pratapgarh. The CIBIL score required for car loans may vary from one lender to another. Most banks accept a CIBIL score of 750 and above to process your car loan application. In case of a low CIBIL score, you might be required to pay a heavy car loan interest rate on the loan amount.

Car Loan Pratapgarh Agent Contact Number 

For any queries related to a car loan in Pratapgarh kindly contact on the number 9878981166.

Pre Calculated EMI Table for Car Loan Pratapgarh

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Pratapgarh

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About Pratapgarh

Pratapgarh, also called Belha or Bela Pratapgarh, is a city and municipality in the state of Uttar Pradesh in India. It is the administrative headquarters of Pratapgarh district, part of the Allahabad division. It is one of the oldest districts of Uttar Pradesh, that came into existence in the year 1858.

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