Car Loan Pudukkottai

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Best Banks for Car Loan in Pudukkottai

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Pudukkottai Features

car loan pudukkottai

As the development of our country speeds up, so does the development of roads. This increases the desire to have one’s own means of travel, but paying out of one’s own pocket isn’t always a viable option. This is where car loans help you. Dialabank assists you to acquire a car loan easily and on your own terms, for both brand-new and second-hand cars, and for both ex-showroom and on-road prices. The features of car loans in Pudukkottai are as follows:

  • Car loans are available at low-interest rates
  • Almost all major banks and NBFCs offer car loans in Pudukkottai
  • The documentation process is quick and hassle-free
  • Car loans are easily available through DialaBank

Car Loan Pudukkottai Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Pudukkottai Documents Required

The essential documents required to get a car loan approved in Pudukkottai are first and foremost, an identity Proof such as your passport copy, PAN card, voters ID card, driving license. Secondly, income proof which, for Salaried employees includes the latest 3-month salary slip with form 16, and for Self-Employed, the latest ITR proof. It also required an address proof, any one thing among your ration card/driving license/voters card/passport copy/telephone bill/electricity bill/life insurance policy, or your PAN card. Lastly, your bank statements from the last 6 months will be required

Car Loan Pudukkottai Eligibility Criteria

The car loan eligibility requirements are as followed in Pudukkottai include the minimum age, which should be 21 years for salaried individuals and 30 years in case of a self-employed, while the maximum age at loan maturity should be 60 and 65 years respectively for salaried and self-employed individuals.

The minimum employment period for a salaried individual should be 1 year in current employment and a minimum of 2 years of total employment, while for the self-employed, it should be at least 3 years in business. Lastly, the minimum annual income for a salaried employee should be Rs 100000 net annual income, while for a self-employed, the net profit should be Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars.

How to Apply for Car Loan in Pudukkottai?

Availing a car loan Pudukkottai is an easy process with DialaBank. Follow these steps to avail the best offers:

  • Visit our website
  • Click on the car loan option available in the menu
  • Fill in the details regarding the car type and your income
  • Wait as our relationship manager will soon get in touch with you on your provided number.
  • You may also contact our relationship managers on the number 9878981166 in case of any queries regarding the loan.
  • For availing a car loan offline you will have to visit the branch personally, which might turn hectic for you.

Processing Fees & Prepayment Charges on Car Loan Pudukkottai

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Get a car loan from AXIS bank

Get a car loan from SBI

CIBIL Score Required for Car Loan in Pudukkottai

The CIBIL score is referred to as your ability to pay off your credits. A higher Credit score means good credit history and makes your car loan application process smooth and facile, while a lower score can charge you higher interest rates. Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Pudukkottai. This score may again vary from bank to bank.

Car Loan Pudukkottai Contact Number

In case of queries regarding the car loan in Pudukkottai, you may contact the number 9878981166 for the best guidance!

Pre Calculated EMI Table for Car Loan Pudukkottai

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Pudukkottai

Pudukkottai is located in the state of Tamil Nadu and is famous for the Shiva and Vishnu temples located here. Other tourist attractions include the Muchukundeswarar temple of the early Chola period, a temple of archaeological importance, and the Thirumayam Fort, which played an important role in the history of Tondaiman rulers of Pudukkottai and the British.

Its population is around 1.2 lakhs.

Car Loan EMI Calculator

Get a car loan from HDFC bank

Get a car loan from Kotak Mahindra bank

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