Car Loan Qadian

Car Loan Qadian

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Best Banks for Car Loan in Godhra

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate (p.a.)	7.35 - 7.95%	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Qadian Features

With lower interest rates and repayment tenure of up to 7 years, you can find the easiest Car loan as per your needs with the help of dialabank. Save your precious time. There is no need for frequent visits to any bank. We will assist you in getting the Best Loan to buy your dream car. You can take the loan amount for 80 percent of the Ex-showroom or on-road price of the car.

A car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your car. They provide necessary funding for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car. A car loan is a secured loan with easy repayment options. The loan amount is offered on Interest charges which vary from bank to bank. One can pay for the vehicle in easy installments.

To avail the most suitable car loans in Qadian Apply Here or visit us at Dialabank.

Car Loan Qadian Interest Rate

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Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Qadian Documents Required

The following documents must be submitted by applicants while applying for a car loan:

For Salaried Employee

Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License

Income Proof: Latest 3-month salary slip of the applicant with form 16

Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card

Bank Statement: Last 6 months.

For Self-Employed

Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License

Income Proof: Latest ITR of the applicant’s firm is mandatory to submit to the bank

Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card

Bank Statement: submission of the last 6 month’s statement.

For more information on documents required for a car loan, click on given link.

Car Loan Qadian Eligibility Criteria

For Salaried Employee

Minimum age: 21 years
Maximum age at loan maturity: 65 years
One year in current employment and a minimum of two years of employment
Minimum Annual Income: Rs 100000 net annual income

For Self-Employed

Minimum age: 21 years
Maximum age at loan maturity: 65 years
At least 3 years in business
Minimum Annual Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

For more information on eligibility criteria for car loan, click on given link.

Car Loan for Major Car Manufacturers in Godhara

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TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Qadian

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Qadian

You can check your CIBIL report to verify your credit score. The general range of score is from 300 to 900 but a score of 750 or more can get you a low-interest rate. However, the interest rate for a score of 650 to 750 may provide a high-interest rate. If you have defaulted in your CIBIL report, or have a very low score, your application might face rejection.

The CIBIL score is based on your payment history across loans and credit cards. Maintain your CIBIL score to save more money.

Car Loan Qadian Contact Number

Apply for a Car Loan

Customers can contact us at 9878981166 to get exclusive car loan deals right from your home or can apply

on our website Dialabank.

Pre Calculated EMI Table for Car Loan Qadian

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Qadian

.Qadian is a town and a municipal council in the Gurdaspur District, north-east of Amritsar, situated 18 kilometres north-east of Batala city in the state of Punjab, India. Qadian is known to be the birthplace of Mirza Ghulam Ahmad, the founder of the Ahmadiyya movement.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.