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Rates as low as 7.05%*
Up to 100% Funding
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Car Loan Qadian

Best Banks for Car Loan in Godhra

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Qadian Features

Car Loan Qadian

 With lower interest rates and repayment tenure of up to 7 years, you can find the easiest Car loan as per your needs with the help of dialabank. Save your precious time. There is no need for frequent visits to any bank. We will assist you in getting the Best Loan to buy your dream car. You can take the loan amount for 80 percent of the Ex-showroom or on-road price of the car.

A car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your car. They provide necessary funding for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car. A car loan is a secured loan with easy repayment options. The loan amount is offered on Interest charges which vary from bank to bank. One can pay for the vehicle in easy installments.

To avail the most suitable car loans in Qadian Apply Here or visit us at Dialabank.

Car Loan Qadian Interest Rate

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Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Qadian Documents Required

The following documents must be submitted by applicants while applying for a car loan:

For Salaried Employee

Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License

Income Proof: Latest 3-month salary slip of the applicant with form 16

Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card

Bank Statement: Last 6 months.

For Self-Employed

Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License

Income Proof: Latest ITR of the applicant’s firm is mandatory to submit to the bank

Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card

Bank Statement: submission of the last 6 month’s statement.

For more information on documents required for a car loan, click on given link.

Car Loan Qadian Eligibility Criteria

For Salaried Employee

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3.  One year in current employment and a minimum of two years of employment
  4. Minimum Annual Income: Rs 100000 net annual income

For Self-Employed

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3.  At least 3 years in business
  4. Minimum Annual Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

For more information on eligibility criteria for car loan, click on given link.

Car Loan for Major Car Manufacturers in Godhara

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TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Qadian

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Qadian

You can check your CIBIL report to verify your credit score. The general range of score is from 300 to 900 but a score of 750 or more can get you a low-interest rate. However, the interest rate for a score of 650 to 750 may provide a high-interest rate. If you have defaulted in your CIBIL report, or have a very low score, your application might face rejection.

The CIBIL score is based on your payment history across loans and credit cards. Maintain your CIBIL score to save more money.

Car Loan Qadian Contact Number

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Customers can contact us at 9878981166 to get exclusive car loan deals right from your home or can apply

on our website Dialabank.

Pre Calculated EMI Table for Car Loan Qadian

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Qadian

.Qadian is a town and a municipal council in the Gurdaspur District, north-east of Amritsar, situated 18 kilometres north-east of Batala city in the state of Punjab, India. Qadian is known to be the birthplace of Mirza Ghulam Ahmad, the founder of the Ahmadiyya movement.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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