Car Loan Rajsamand

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Rates as low as 8.50%*
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Best Banks for Car Loan in Rajsamand

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Rajsamand Features

car loan rajsamand

Thinking of purchasing a new car? A car loan is here for your benefit. This means of funding or financial help provided by banks and NBFCs to the applicants at an affordable rate of interest can help you buy any car you want, whether new or used.

As personal vehicles have become a necessity, Dialabank has created a convenient way for you to get a car loan easily, along with appealing features such as:

  • Car loans are available at low-interest rates, which may vary from bank to bank so make sure you compare and choose wisely.
  • Almost all major banks and NBFCs offer car loans in Rajsamand
  • The documentation process is quick and hassle-free
  • Dialabank makes sure that the customers get the best facilities and fulfill their dreams.

Car Loan Rajsamand Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Rajsamand Documents Required

The essential documents required to get a car loan approved in Rajsamand are as follows:

  1. Passport copy, PAN Card, Voters ID card or any other form of identity proof
  2. Latest 3-month salary slip with form 16 and ITR filing proofs required
  3. Any one address proof
  4. 6 months of bank statements.

Car Loan Rajsamand Eligibility Criteria

car loan rajsamand

The car loan eligibility requirements are as followed in Rajsamand:

Salaried Individuals:

  1. The age should be a minimum of 21years.
  2. The maximum age should not be more than 60 years
  3. A minimum of 1 year in current employment and a previous minimum of 2 years of total employment is necessary
  4. A minimum of Rs 100000 income per annum

Self-employed Individuals:

  1. The age should be between 30-65 years.
  2. At least 3 years of working business.
  3. A minimum of Rs. 60000 p.a net profits for standard cars and Rs.100000 p.a. for mid-sized and premium cars

How to Apply for Car Loan in Rajsamand?

Availing a car loan Rajsamand is an easy process with DialaBank, you can do it in two ways:

  • Online method – Visit our website and go to the car loan option available on the menu on our homepage. Fill in the details regarding your personal information in the space provided above. Just wait as our relationship manager will soon get in touch with you on your provided number. You may also contact our relationship managers on the number 9878981166 in case of any queries regarding the loan.
  • Offline method – For this, you will have to visit the branch personally, which might turn to be a chaotic experience for you. You may even have to do it multiple times.

Processing Fees & Prepayment Charges on Car Loan Rajsamand

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Get a car loan from AXIS bank

Get a car loan from SBI

CIBIL Score Required for Car Loan in Rajsamand

The CIBIL score is referred to as your ability to pay off your credits and is based on your repayment history, along with details about how much loan amount you have applied for in the past, as well as your income structure. A higher Credit score makes your car loan application process smooth and easy, while a lower score can charge you a higher interest rate and make the same process tiresome.

Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Rajsamand. This score may again vary from bank to bank.

Car Loan Rajsamand Contact Number

In case if you have queries regarding the car loan in Rajsamand, you may contact us on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Car Loan Rajsamand

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rajsamand

Rajsamand is a city in Rajasthan, western India. The city is named after the Rajsamand Lake, an artificial lake created in the 17th century by Rana Raj Singh of Mewar. It is famous as the largest producer of marble stone in the country, as well as for landmarks such as the Shree Dwarkadhish Ji Mandir, the Dayal Shah Fort, and the Ruthi Rani Mahal.

Its population is 68000.

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Get a car loan from HDFC bank

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