Car Loan Ramanathapuram

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Ramanathapuram

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Ramanathapuram Features

Do you have a dream car in mind but don’t have enough funds? Would you like to own a personal car to fulfill your important needs? Apply for an attractive interest rate auto loan in Ramanathapuram to fulfill your dream of owning a car of your choice.

A car loan is a form of secured loan that, however, allows a person to make use of to buy a new or used vehicle. In this case, collateral security is the vehicle that a person wants to buy and is taking out a loan for.

Car Loan Ramanathapuram

  • Easy options for monthly refund
  • Disponible immediately
  • Loan Service period ranges between 5 and 7 years
  • Prices of affordable value
  • Loans are easy and quick to obtain
  • No secret allegations

Car Loan Ramanathapuram Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Ramanathapuram Documents Required

  1. Identity Proof: Aadhar Card/ Driving License/ Passport ID Copy, etc. whichever available
  2. Income Proof: Previous 3 months bank statements and salary slips for a salaried individual and recent ITR files for a self-employed individual are required for a car loan
  3. Address Proof: in the form of Water Bill/ Telephone bill/ Voter ID/ Passport Copy
  4. 2 recent passport size photographs

Car Loan Ramanathapuram Eligibility Criteria

  1. The age limit for leasing a car is 21 to 65 years
  2. A salaried employee must have worked for at least one year in the current organization.
  3. A self-employed person has to have his company going from the last three years at least.
  4. An employed person must have a minimum wage of Rs 25000 to take advantage of a car loan.

How to Apply for Car Loan in Ramanathapuram?

In Ramanathapuram applying for a car loan is an easy and trouble-free process. The best way to apply for a car loan is through an online application with DialaBank.

  1. Visit our DialaBank web page.
  2. Select Car Loans on the homepage.
  3. Complete an online application form stating all of your personal and professional information.
  4. Provide your current valid contact number so our executives can contact you for further help.

An offline method for applying for a car loan in Ramanathapuram is also available which requires the individual to physically visit the bank’s or NBFC’s nearest branch office and perform the formalities.

Processing Fees & Prepayment Charges on Car Loan Ramanathapuram

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Ramanathapuram

CIBIL score is an important requirement in order to secure a car loan on the basis of which the banks and NBFCs grant a car loan to any customer. The minimum requirement of a CIBIL score for a Ramanathapuram auto loan varies from bank to bank. A score above 750 is generally considered a good score for any individual to be eligible to apply for a car loan in town.

It is important to clear all the previous pending duties and debts before using a car loan in order to maintain a good credit score. Default in your credit score will hamper your future availability of a fresh loan.

Car Loan Ramanathapuram Contact Number

To get an instant car loan in Ramanathapuram you can visit our website or call on 9878981166 to get personalized assistance.

Pre Calculated EMI Table for Car Loan Ramanathapuram

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

About Ramanathapuram

Tourists visit Ramnad to see the Raja Palace, still occupied by the former Sethupaty Raja and his family. The Royal family sends the elephant for the Santhanakoodu procession in Erwadi during the annual Santhanakoodu Festival. Ramanathapuram is close to Rameswaram, Devipattinam, Thiruppullani, and Uthirakosamangai which are very important ancient pilgrimage centers. Uchipuli, an Indian naval air station with nearby Ariyamaan Beach is one of the popular beaches in Uchipuli.

Car Loan EMI Calculator

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