Car Loan Ranjangaon

Best Banks for Car Loan in Ranjangaon

Car Loan Ranjangaon Features

A personal vehicle, apart from being a convenient way to travel, is also a symbol of financial independence and luxury in today’s times. Loans vary according to the model and type of car you wish to purchase, as well as from brand new to used cars. You can also get access to features such as:

• Low-interest rates, down payments, and Equated Monthly Installments (EMIs).
• Car loans in Ranjangaon are offered by almost all major banks and NBFCs in the city, and Dialabank helps you compare these offers.
• The documentation process is quick, efficient, and hassle-free and saves you from visiting banks personally
• Car loans are instantly available
• No hidden charges and no charges for the service that we provide you with

Car Loan Ranjangaon Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Ranjangaon Documents Required

Documents required for car loan are as followed:

For Salaried Individuals

1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: – Latest 3-month salary slip with form 16
3. Residence Proof: Any one of the following (Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill)
4. Bank Statement: Last 6 months.

 For Self Employed

• Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
• Income Proof: – Latest ITR reports.
• Residence Proof: Any one of the following (Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill)
• Bank Statement: Last 6 months.

Car Loan Ranjangaon Eligibility Criteria

The eligibility criteria for a car loan  in Ranjangaon are:

For Salaried Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment Required:  Minimum of 1 year in current employment and at least 2 years of  total employment
4. Minimum Annual Income: Rs 100000 net annual income.

For Self Employed Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: at least 3 years in business
4. Minimum Annual Income: Net profit of at least Rs. 60000 p.a for standard car loans and approx. Rs.100000 p.a. for mid-sized and premium cars.

Car Loan for Major Car Manufacturers in Ranjangaon

TABLE WILL APPEAR

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Processing Fees & Prepayment Charges on Car Loan in Ranjangaon

CIBIL Score Required for Car Loan Ranjangaon

The CIBIL score is referred to as your ability to pay off your credits efficiently, and thus is a very important feature of your car loan procedure.

Although 650 is generally regarded as a ‘good’ score, it is not a very good rating. Thus, it is advisable to have a score of 750 and above to get your loan sanctioned easily, otherwise, it might charge you a higher interest rate or even get your application rejected. This score depends on your credit history and is negatively impacted if you fail to pay your EMIs. This score may again vary from bank to bank

Car Loan Ranjangaon Contact Number

Dial-up at 9878981166 to contact us for more information to get the best advice!

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Pre Calculated EMI Table for Car Loan Ranjangaon

Car Loan EMI Calculator

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