Car Loan Ranjangaon

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 7.05%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Car Loan Ranjangaon

Best Banks for Car Loan in Ranjangaon

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35% - 7.95 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Ranjangaon Features

car loan ranjangaon

A personal vehicle, apart from being a convenient way to travel, is also a symbol of financial independence and luxury in today’s times. Loans vary according to the model and type of car you wish to purchase, as well as from brand new to used cars. You can also get access to features such as:

  • Low-interest rates, down payments, and Equated Monthly Installments (EMIs).
  • Car loans in Ranjangaon are offered by almost all major banks and NBFCs in the city, and Dialabank helps you compare these offers.
  • The documentation process is quick, efficient, and hassle-free and saves you from visiting banks personally
  • Car loans are instantly available
  • No hidden charges and no charges for the service that we provide you with

Car Loan Ranjangaon Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Ranjangaon Documents Required

Documents required for car loan are as followed:

For Salaried Individuals

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income Proof: – Latest 3-month salary slip with form 16
  3. Residence Proof: Any one of the following (Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill)
  4. Bank Statement: Last 6 months.

 For Self Employed

  • Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: – Latest ITR reports.
  • Residence Proof: Any one of the following (Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill)
  • Bank Statement: Last 6 months.

Car Loan Ranjangaon Eligibility Criteria

car loan ranjangaon

The eligibility criteria for a car loan  in Ranjangaon are:

For Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment Required:  Minimum of 1 year in current employment and at least 2 years of  total employment
  4. Minimum Annual Income: Rs 100000 net annual income.

For Self Employed Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: at least 3 years in business
  4. Minimum Annual Income: Net profit of at least Rs. 60000 p.a for standard car loans and approx. Rs.100000 p.a. for mid-sized and premium cars.

Car Loan for Major Car Manufacturers in Ranjangaon

TABLE WILL APPEAR

Apply for a Car Loan

Processing Fees & Prepayment Charges on Car Loan in Ranjangaon

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan Ranjangaon

The CIBIL score is referred to as your ability to pay off your credits efficiently, and thus is a very important feature of your car loan procedure.

Although 650 is generally regarded as a ‘good’ score, it is not a very good rating. Thus, it is advisable to have a score of 750 and above to get your loan sanctioned easily, otherwise, it might charge you a higher interest rate or even get your application rejected. This score depends on your credit history and is negatively impacted if you fail to pay your EMIs. This score may again vary from bank to bank

Car Loan Ranjangaon Contact Number

Dial-up at 9878981166 to contact us for more information to get the best advice!

Apply for a Car Loan

Pre Calculated EMI Table for Car Loan Ranjangaon

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

Other Car Loan Cities in Maharashtra

Car Loan Rahuri Car Loan Parola
Car Loan Pusad Car Loan Pandharpur
Car Loan Pen Car Loan Nigdi
Car Loan Parbhani Car Loan Nandurbar