Car Loan Ranjangaon

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Rates as low as 8.50%*
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Best Banks for Car Loan in Ranjangaon

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Ranjangaon Features

car loan ranjangaon

A personal vehicle, apart from being a convenient way to travel, is also a symbol of financial independence and luxury in today’s times. Loans vary according to the model and type of car you wish to purchase, as well as from brand new to used cars. You can also get access to features such as:

  • Low-interest rates, down payments and Equated Monthly Installments (EMIs).
  • Car loans in Ranjangaon are offered by almost all major banks and NBFCs in the city, and Dialabank helps you compare these offers.
  • The documentation process is quick, efficient and hassle-free and saves you from visiting banks personally
  • Car loans are instantly available
  • No hidden charges and no charges for the service that we provide you with

Car Loan Ranjangaon Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Ranjangaon Documents Required

The main documents required to get a car loan approved in Ranjangaon are as follows:

  1. Identity Proof: Documents such as your Passport copy, PAN Card, Voters ID card, Driving License will be required.
  2. Income Proof: For Salaried the latest 3-month salary slip with form 16 will be required, while for Self-Employed the latest ITR will be required.
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: from the last 6 months will be required.

Car Loan Ranjangaon Eligibility Criteria

car loan ranjangaon

The car loan eligibility requirements are as followed in Ranjangaon:

  1. The Minimum age requirement is 21 years
  2. The Maximum age at loan maturity should be 65 years
  3. The Minimum employment term for a Salaried employee is 1 year in current employment and a minimum of 2 years of total employment, while for Self Employed is at least 3 years in business
  4. The Minimum Annual Income for a Salaried employee is Rs 100000 net annual income, while for a Self- Employed, the net profit is Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

How to Apply for Car Loan in Ranjangaon?

For a car loan Ranjangaon with DialaBank, the steps are as follows:

  1. Visit our website and click on the car loan option available in the auto loan section
  2. Fill in the details required about your car type, income. etc so that our experts can decide the offer that will be the best for you.
  3. Wait for our relationship manager to soon get in touch with you on your provided number over your application form, and he will guide you.
  4. If you still have queries, you may also contact our car loan experts on the number 9878981166 in case of any queries, or visit the nearest branch.

Processing Fees & Prepayment Charges on Car Loan Ranjangaon

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Get a car loan from AXIS bank

Get a car loan from SBI

CIBIL Score Required for Car Loan in Ranjangaon

The CIBIL score is referred to as your ability to pay off your credits efficiently, and thus is a very important feature of your car loan procedure.

While 650 is considered as a ‘fair’ score, it comes close to a poor rating. It is advisable to have a score of 750 and above to get your loan sanctioned easily, otherwise, it might charge you a higher interest rate or even get your application rejected. This score depends on your credit history and is negatively impacted if you fail to pay your EMIs. This score may again vary from bank to bank

Car Loan Ranjangaon Contact Number

Dial-up at 9878981166 to contact us for more information to get the best advice!

Pre Calculated EMI Table for Car Loan Ranjangaon

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Ranjangaon

Ranjangaon is located in the state of Maharashtra. It is famous for its Mahaganpati Mandir and is also an industrial hub with the top MNCs. Its population is around 8000.

Car Loan EMI Calculator

Get a car loan from HDFC bank

Get a car loan from Kotak Mahindra bank

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