Car Loan Raver

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Car Loan Raver

Best Banks for Car Loan in Raver

Feature HDFC Bank ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.) 7.35 % - 7.95 % 8.5 % - 9.5 % 11 %
Min Loan Amt Metro : 1 Lac & Non Metro: 75000 75000 75000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure Upto 7 Years Upto 5 Years Upto 5 Years
Processing Fee 1999 - 4999 + Tax 0.25% to 1.50% 0.25% to 1.50%
Preclosure Chgs 2%, Nil after 24 months 2%, Nil after 36 months Nil
Loan to Value (LTV) Upto 100% on Ex- showroom Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Raver Features

Many people travel daily for many things, as the mobility of people increased. You can reach your destination comfortably, also a car saves you valuable time. Now the days of you to save all your money and wait till right time is over. We Dialabank financial services help customers to analyze and choose the best loan possible and compare them as well. You just have to complete a step by applying for the car loan through dialabank. You will get a good rate of interest and also you will get high tenure for loan repayment, if your CIBIL score is good.

To provide car loans, all the banks and NBFCs are ready to serve you. If required you will get a loan for on-road price also, you can get the loan amount for Ex-showroom price and also.

Car Loan Raver Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Raver Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  1. Proof of Identity: Passport copy, Voters ID card,PAN Card, Driving License
  2. Income Proof:  Form 16 with latest 3-month salary slip.
  3. Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Identity Proof: PAN Card, Passport copy,  Voters ID card, Driving License
  2. Income Proof: Latest ITR
  3. Address Proof: Voters card / Ration card/ Driving license / Electricity Bill / Passport Copy / Telephone Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Raver Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: a minimum of 2 years of employment experience and 1 year in current employment
  4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 3 years in business
  4. Minimum Annual Income: Net profit Rs.100000 per annum for mid-sized and premium cars, Rs. 60000 per annum for standard cars.

Car Loan for Major Car Manufacturers in Raver

TABLE WILL APPEAR

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Processing Fees & Prepayment Charges on Car Loan Raver

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Raver

Every financial institution has its criteria for CIBIL score required for processing the Car Loan application in Raver so that they can minimize the risk of lending to the customer. Most institutions require a minimum score of CIBIL of 750 or above to process your loan application. To get loans at a cheaper car loan rate of interest, having a good CIBIL score helps.

Car Loan Raver Contact Number

You can get a car loan Raver easily from dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Raver

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Raver

Car Loan Forbesganj

 In the Indian state of Maharashtra, Raver is a town in Jalgaon district.

Special Note: One can fulfill their money requirement with Gold Loan easily however, Banks do not provide Car Loans to bad credit holders.

Car Loan EMI Calculator

Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.

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