Best Banks for Car Loan in Raver
Feature
HDFC Bank
Private Bank
Interest Rate (p.a.)
7.35 % - 7.95 %
8.5 % - 9.5 %
11 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Car Loan Raver Features
Many people travel daily for many things, as the mobility of people increased. You can reach your destination comfortably, also a car saves you valuable time. Now the days of you to save all your money and wait till right time is over. We Dialabank financial services help customers to analyze and choose the best loan possible and compare them as well. You just have to complete a step by applying for the car loan through dialabank. You will get a good rate of interest and also you will get high tenure for loan repayment, if your CIBIL score is good.
To provide car loans, all the banks and NBFCs are ready to serve you. If required you will get a loan for on-road price also, you can get the loan amount for Ex-showroom price and also.
Car Loan Raver Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Raver Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identity: Passport copy, Voters ID card,PAN Card, Driving License
- Income Proof: Form 16 with latest 3-month salary slip.
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identity Proof: PAN Card, Passport copy, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof: Voters card / Ration card/ Driving license / Electricity Bill / Passport Copy / Telephone Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Raver Eligibility Criteria
The car loan eligibility requirements are as followed:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: a minimum of 2 years of employment experience and 1 year in current employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs.100000 per annum for mid-sized and premium cars, Rs. 60000 per annum for standard cars.
Car Loan for Major Car Manufacturers in Raver
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Raver
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Raver
Every financial institution has its criteria for CIBIL score required for processing the Car Loan application in Raver so that they can minimize the risk of lending to the customer. Most institutions require a minimum score of CIBIL of 750 or above to process your loan application. To get loans at a cheaper car loan rate of interest, having a good CIBIL score helps.
Car Loan Raver Contact Number
You can get a car loan Raver easily from dialabank by contacting the number 9878981166.
Pre Calculated EMI Table for Car Loan Raver
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
About Raver
In the Indian state of Maharashtra, Raver is a town in Jalgaon district.
Special Note: One can fulfill their money requirement with Gold Loan easily however, Banks do not provide Car Loans to bad credit holders.
Car Loan EMI Calculator
Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.
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