Car Loan Rishikesh

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Rates as low as 8.50%*
Up to 100% Funding
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Unbiased Experts Advice

Best Banks for Car Loan in Rishikesh

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Rishikesh Features

car loan rishikesh

If you want to buy a car without entirely paying for it, then we have a solution for you. Dialabank helps you to avail the best offers for car loans for both brand-new and second-hand cars, and for both ex-showroom and on-road prices. We provide you access to many features of car loans in Rishikesh such as: –

  • The documentation process is quick and hassle-free, so we can help you fulfil your dream with great efficiency.
  • Car loans are easily available through DialaBank.
  • Full funding is available for new cars while up to 85% of the funding is available for used ones.
  • A flexible tenure entirely up to your choice.

Car Loan Rishikesh Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Rishikesh Documents Required

The essential documents required to get a car loan approved in Rishikesh are as follows:

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR proof
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Rishikesh Eligibility Criteria

The car loan eligibility requirements are as followed in Rishikesh:

  1. Minimum age: 21 years for salaried individuals and 30 years in case of a self-employed
  2. Maximum age at loan maturity: 60 and 65 years respectively for salaried and self-employed individuals
  3. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment / For Self Employed– at least 3 years in business
  4. Minimum Annual Income: For Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

How to Apply for Car Loan in Rishikesh?

To avail a car loan in Rishikesh with DialaBank, all you have to do is follow some steps and you can avail the best offers conveniently!

  • Visit our website Dialabank
  • In the car loan option, fill in all your personal details including your phone number, and after some time you will receive a call from our experts who will guide you further.

You may also contact us on the number 9878981166 in case of any difficulties regarding the loan. This online process can get your car loan approved on the same day itself and thus saves a lot of your time.

Processing Fees & Prepayment Charges on Car Loan Rishikesh

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Get a car loan from AXIS bank

Get a car loan from SBI

CIBIL Score Required for Car Loan in Rishikesh

The CIBIL score is assessed by banks and NBFCs so that they can differentiate trustworthy borrowers from others and avoid bad loans. A Credit score is based on your repayment history, a good score means good credit history and makes your car loan application process smooth and easy, and vice versa. A score of 750 and above is considered an excellent CIBIL score.

Car Loan Rishikesh Contact Number

In case of any queries regarding a car loan in Rishikesh, you may contact us on the number 9878981166 for trustworthy assistance.

Pre Calculated EMI Table for Car Loan Rishikesh

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rishikesh

Rishikesh, or Hrishikesh, is located in the state of Uttarakhand in the Himalayan foothills on the banks of the river Ganga. The city is renowned for learning yoga and meditation and is dotted with temples and ashrams. Some popular sites include the Ram Jhula, the Laxman Jhula, the Parmarth Niketan Ashram etc. Its population is around a lakh.

Car Loan EMI Calculator

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