Car Loan Robertsganj

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Car Loan Robertsganj

Best Banks for Car Loan in Robertsganj

Feature
HDFC Bank
Private Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Robertsganj Features

car loan robertsganj

With the presentation of fresh out of the box new vehicles in the Indian market week after week, the individuals are getting astounded by various looks of vehicles, yet the significant expense labels dishearten them to purchase those vehicles.

A vehicle Loan is the most ideal approach to accomplish money in a little time period which will assist you with arranging assets with no deterrent and bother. A vehicle credit is a money related help gave by banks and NBFC’s to people to satisfy their fantasies about having their vehicle.

They give the essential subsidizing as per your qualification for buying a vehicle which can be on Ex-Showroom Price or On-Road Price of the vehicle.

A vehicle loan is a secured form of a loan with simple reimbursement choices. Low-financing costs EMI alternatives are accessible for vehicle credits in Robertsganj.

Car Loan Robertsganj Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
Private Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Robertsganj Documents Required

Documents required for car loan are as followed:

For salaried:

  • Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof:  Latest 3-month salary slip with form 16
  • Address Proof: Ration card / Adhar card/ Driving license / Passport / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card or any other relevant proof
  • Bank Statement: previous 6 months.

For self-employed:

  • Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest ITR
  • Address Proof: Ration card / Adhar card/ Driving license / Passport / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card or any other relevant proof
  • Bank Statement: previous 6 months.

Car Loan Robertsganj Eligibility Criteria

The car loan eligibility requirements are as followed:

For salaried:

  • The age for a salaried individual should range between 21 and 60 years
  • One-year employment is essential for salaried applicants
  • Rs 100000 net annual income is required in the case of salaried applicants

For self-employed:

  • The age for a self-employed should be between 30 and 65 years
  •  3 years of operating business is essential for a self-employed
  • Rs. 60000- 1000000 p.a for a self-employed person

Car Loan for Major Car Manufacturers in Robertsganj

TABLE WILL APPEAR

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Processing Fees & Prepayment Charges on Car Loan Robertsganj

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Robertsganj

CIBIL score also known as credit score is the score that defines the credit-history of an applicant. The effectiveness with which a person has paid off his previous loans can be depicted through this score. Any kind of loan including the car loan requires a good CIBIL score of the applicant. The exact value may differ from one bank to another. But, a score of 750 and above is considered a good score and makes the entire process of car loan availability easy and convenient.

The higher the CIBIL score, the easier it becomes for an individual to avail a car loan.

Car Loan Robertsganj Contact Number

For any queries related to a car loan in Arrah, you may contact the number 9878981166.

Pre Calculated EMI Table for Car Loan Robertsganj

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

Online Car Loan EMI Calculator

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