Car Loan Roing

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Roing

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Roing Features

car loan roing

A car loan is a financial help provided by banks and NBFC’s to fulfil your dream of having your own car. They provide necessary funding for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car.

Car Loan is a secured loan with easy repayment options. The loan amount is offered on Interest charges which vary from bank to bank. One can pay for the vehicle in easy instalments.

A car is a gift for a family that may not be possible for many people to afford, but still, there is a way to get a car with easy instalment options, you can fulfil your desire to buy your dream car.

Nowadays a car is a necessity as well as a status symbol to be recognized as successful. many of the people just avoid purchasing a car as they lack finance. So don’t worry get a car loan and fulfil your desire to drive your own car

Car Loan Roing Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Roing Documents Required

  1. The borrower must provide identity proof such as Aadhar card, PAN Card, Driving License, etc.
  2. Proof of income such as previous 3 months salary slips or Form 16 for a salaried individual and recent tax return files for a self-employed individual need to be submitted
  3. Proof of address like Water Bill/ Voter ID/ Telephone bill/ Passport Copy
  4. Recent passport size photographs-2

Car Loan Roing Eligibility Criteria

  1. Age of a salaried individual should range between 21 to 65 years and for a self-employed individual, it should range from 25 to 60 years
  2. A salaried employee must be working in the current company for a minimum of 1 year
  3. In case the individual is a businessman then, their business must be operational from at least the past three years.
  4.  A salaried individual should be earning a minimum of Rs 25000 per month

How to Apply for Car Loan in Roing?

You can apply for a car loan in few simple steps. The best way to apply for a car loan is by applying online.

    1. Visit our website www.dialabank.com from your browser be it mobile or laptop.
    2. Go to the car loan section on the dialabank page and click on the car loan.
    3. Submit all the details required for the car loan and also upload all the document which are required to get the car loan.
    4. Our managers will then call you and for getting more information and for getting more guidance, you may call on 9878981166.

Processing Fees & Prepayment Charges on Car Loan Roing

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Roing

Banks and NBFCs regard CIBIL scores as important criteria in the loan approval process. It shows the creditworthiness of any applicant. The minimum CIBIL score requirement for a car loan varies from bank to bank. Generally, a score above 800 is considered to be good for any individual to be eligible to apply for a car loan.

You must keep in mind that it is very important to pay off all the dues and debts of the previous loans as you do not want a bad credit history ruining your chances of availing a fresh loan. Always keep a check on your CIBIL score.

Car Loan Roing Contact Number

To avail instant car loans you can visit our website or call on 9878981166 to get personalized assistance. Our executives are well trained and will assist you in the best way possible in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Roing

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

About Roing

Roing is the regional headquarter of Lower Dibang Valley region in the Indian province of Arunachal Pradesh. It is the last significant township at the north-eastern frontier of India.

The Roing Bazaar is where most occupants purchase and sell supplies and food. The proposed roadway of the Special Accelerated Road Development Program (SARDP) will go through the bazaar, conceivably expanding clients.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfil their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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