Best Banks for Car Loan in Saharsa
Car Loan Saharsa Features
A car loan is a kind of financial help provided by NBFCs and banks to fulfill your dream of having your own car. Many families need a car for their convenience. They provide necessary funding or finance for buying a car which can be on Ex-Showroom Price or On-Road Car Price. A car loan is a secured loan with viable options for repayment. The loan amount is offered on Interest rate charges which can vary from bank to bank. One can pay for the car loan in easy installments. This is the best option for those who are not able to afford a car readily; they can get a loan for car purchases and fulfil the need of a family.
Car Loan Saharsa Interest Rate
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
ICICI Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Kotak Car Loan
1% to 2%
IIFL Car Loan
Muthoot Car Loan
Manappauram Car Loan
PNB Car Loan
0.70% to 1%
Canara Bank Car Loan
Andhra Bank Car Loan
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Saharsa Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Saharsa Eligibility Criteria
The car loan eligibility criteria requirements are as followed in Saharsa:
For Salaried Applicants
- Minimum age: 21 years.
- Maximum age at loan maturity: 65 years.
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment.
- Minimum Annual Income: Rs.100000 net annual income.
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs.100000 per annum for mid-sized and premium cars Rs. 60000 per annum for standard cars.
Car Loan for Major Car Manufacturers in Saharsa
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Saharsa
Cheque Bounce Chgs
Floating Rate of Interest
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Saharsa
The credit history is the main thing Bank examines for approval of car loan, the person who is not credible as per Bank eligibility criteria is not able to avail the best offers on the car loan, or their application may get rejected. So make sure you have a good CIBIL score that is eligible enough to apply for car loans and get instant approval.
Car Loan Saharsa Contact Number
You can apply online with Dialabank to avail best cat loan interest rate with car loan minimum documentation. You can have a call with our customer care executive for further details 9878981166.
Pre Calculated EMI Table for Car Loan Saharsa
Saharsa is a city and a municipality in the Saharsa district in the eastern part of Bihar, India. It is located near the eastern bank of the Kosi River.
Special Note: Banks do not provide Car Loans to bad credit holders or persons with bad credit history, but one can fulfill their money requirement with Gold Loan easily.
Car Loan EMI Calculator
Other Cities for Car Loan in Bihar
|Car Loan Jehanabad||Car Loan Gaya|
|Car Loan Jamui||Car Loan Dehri|
|Car Loan Hajipur||Car Loan Darbhanga|
|Car Loan Gopalganj||Car Loan Buxar|
Table of Contents
- 1 Best Banks for Car Loan in Saharsa
- 2 Car Loan Saharsa Features
- 3 Car Loan Saharsa Interest Rate
- 4 Car Loan Saharsa Documents Required
- 5 Car Loan Saharsa Eligibility Criteria
- 6 Car Loan for Major Car Manufacturers in Saharsa
- 7 Processing Fees & Prepayment Charges on Car Loan Saharsa
- 8 CIBIL Score Required for Car Loan in Saharsa
- 9 Car Loan Saharsa Contact Number
- 10 Pre Calculated EMI Table for Car Loan Saharsa
- 11 About Saharsa
- 12 Car Loan EMI Calculator