Car Loan Saharsa

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
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Best Banks for Car Loan in Saharsa

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Saharsa Features

Car Loan SaharsaA car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your own car. Many families need a car for their convenience.  They provide necessary funding or finance for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car. Car Loan is a secured loan with easy repayment options. The loan amount is offered on Interest rate charges which vary from bank to bank. One can pay for the car loan in easy installments. This is the best option for those who are not able to afford car readily, they can get loan for car purchases and fulfill the need of a family.

Car Loan Saharsa Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Saharsa Documents Required

These are the essential documents required for a loan application:

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR
  3. Address Proof:  / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Ration card /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Saharsa Eligibility Criteria

You must be eligible as per the following points, for instant approval on car loan

Car Loan Saharsa

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum Annual Income: For Salaried Rs 100000 net annual income / For Self- Employed individuals Net profit Rs. 60000 p.a for best standard cars and Rs.100000 p.a. for mid-sized and premium cars
  4. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment / For Self Employed– at least 3 years in business

How to Apply for Car Loan in Saharsa?

Apply online and avail the best suitable offer on a Car loan for you, Simply Visit at Dialabank.com and apply for a Car loan by submitting the required details. Dialabank will provide you the best offer on Car loan by various Leading Banks.

Apply online with Dialabank and select the special offers on the car loan which provides finance for your dream car.

To apply for a loan ,

  • visit www.Dialabank.com
  • Select the Car Loan Tab
  • Provide your details
  • Submit to Avail the ” Best offers ” as per your credibility.

Processing Fees & Prepayment Charges on Car Loan Saharsa

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Saharsa

The credit history is the main thing Bank examines for approval of car loan, the person who is not credible as per Bank eligibility criteria is not able to avail the best offers on the car loan or their application may get rejected. So make sure you have a good CIBIL score which is eligible enough to apply for car loans and get instant approval.

The CIBIL must be 750 or above as this seems good for leading car loan banks. Make sure CIBIL must  be eligible or try to improve for the best offers on the car loan

Car Loan Saharsa Contact Number

You can apply online with Dialabank to avail Car Loan at the best rate of interest with minimum documentation. You can have a call with our customer care executive for further details 9878981166

Pre Calculated EMI Table for Car Loan Saharsa

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Saharsa

Saharsa is a city and a municipality in the Saharsa district in the eastern part of the state of Bihar, India. It is situated near the eastern banks of the Kosi River.

Special Note: Banks do not provide Car Loans to bad credit holders or persons with bad credit history, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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