Best Banks for Car Loan in Sahibabad
Car Loan Sahibabad Features
Wish to buy a car but afraid of losing all the savings? A Car Loan will bring you out of this misery. Almost all the lending institutions in the country provide car loans at attractive rates without stringent eligibility criteria. You need not put any additional assets as collateral because the car you purchase serves as the collateral itself. The repayment structure is flexible and you can modify it as per your need which makes it quite a popular option.
To avoid any hassle and wastage of time, visit DialaBank to get a fast loan disbursal.
Car Loan Sahibabad Interest Rate
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Sahibabad Documents Required
Documents required for car loan are as followed:
For salaried:
- Any government authorized ID such as Aadhar Card, Pan Card, Driving License, etc.
- As a proof of income, you must submit the previous 3 months salary slips or Form 16
- For residential proof, you can provide Water Bill/ Voter ID/ Telephone bill/ Passport Copy
- Recent passport size photographs-2
For self-employed:
- Any government authorized ID such as Aadhar Card, Pan Card, Driving License, etc.
- Recent tax return files
- For residential proof, you can provide Water Bill/ Voter ID/ Telephone bill/ Passport Copy
- Recent passport size photographs-2
Car Loan Sahibabad Eligibility Criteria
The car loan eligibility requirements are as followed:
For salaried:
- The minimum age for a salaried professional must be 21 years
- A salaried employee must be working in the current organization for a minimum of 1 year
- CIBIL score must be above 750
- An employed individual must have a minimum salary of Rs 25000 per month.
For self-employed:
- The minimum age for a self-employed individual must be 25 years respectively
- CIBIL score must be above 750
- In case the individual is a businessman then, their business must be operational from at least the past three years.
Car Loan for Major Car Manufacturers in Sahibabad
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Sahibabad
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Sahibabad
CIBIL score is basically a score that denotes the credit behavior of an individual based on which lenders decide for the approval of a loan. Generally, if an applicant has a score above 750, then they are eligible for a car loan. But the minimum score requirement criteria vary from bank to bank.
It is advised that an applicant must check the credit score and settle any pending dues or debts if any so as to avoid any inconvenience while applying for a loan. Lenders generally do not provide loans to applicants with or credit scores or history.
Car Loan Sahibabad Contact Number
Get instant car loans on our website or call on 9878981166 to get personalized assistance. Our executives are well informed and will assist you in the best way possible in order to provide you with a deal most suited for you.
Pre Calculated EMI Table for Car Loan Sahibabad
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator
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