Car Loan Sahibabad

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Sahibabad

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Sahibabad Features

car loan sahibabadWish to buy a car but afraid of losing all the savings? A Car Loan will bring you out of this misery. Almost all the lending institutions in the country provide car loans at attractive rates without stringent eligibility criteria. You need not put any additional assets as collateral because the car you purchase serves as the collateral itself. The repayment structure is flexible and you can modify it as per your need which makes it quite a popular option.

To avoid any hassle and wastage of time, visit DialaBank to get a fast loan disbursal.

Car Loan Sahibabad Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Sahibabad Documents Required

  1. Any government authorized ID such as Aadhar Card, Pan Card, Driving License, etc.
  2. As a proof of income, you must submit previous 3 months salary slips or Form 16 if you are salaried individual and recent tax return files for a self-employed individual
  3. For residential proof, you can provide Water Bill/ Voter ID/ Telephone bill/ Passport Copy
  4. Recent passport size photographs-2

Car Loan Sahibabad Eligibility Criteria

  1. Minimum age for a salaried professional and self-employed individual must be 21 years and 25 years respectively
  2. A salaried employee must be working in the current organization for a minimum of 1 year
  3. CIBIL score must be above 750
  4. In case the individual is a businessman then, their business must be operational from at least the past three years.
  5.  An employed individual must have a minimum salary of Rs 25000 per month.

How to Apply for Car Loan in Sahibabad?

Follow these few simple steps in order to avail a car loan online without wasting any time.

  1. Visit our website DialaBank and Select Car Loans on the homepage.
  2. You will be directed to a page where you are required to fill in your personal as well as professional details
  3. Provide your current contact number so that our relationship managers can get in touch with you for further assistance.

Offline method for availing a car loan is also an option that do not prefer the online method. You need to visit the nearest branch office the lender and thereafter fill an application for. The executives will then assist you accordingly for further process.

Processing Fees & Prepayment Charges on Car Loan Sahibabad

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Sahibabad

CIBIL score is basically a score that denotes the credit behavior of an individual based on which lenders decide for the approval of a loan. Generally, if an applicant has a score above 750, then they are eligible for a car loan. But the minimum score requirement criteria vary from bank to bank.

It is advised that an applicant must check the credit score and settle any pending dues or debts if any so as to avoid any inconvenience while applying for a loan. Lenders generally do not provide loans to applicants with or credit scores or history.

Car Loan Sahibabad Contact Number

Get instant car loans on our website or call on 9878981166 to get personalized assistance. Our executives are well informed and will assist you in the best way possible in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Sahibabad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

About Sahibabad

Sahibabad is the name for a group of industrial, residential, and commercial areas within the jurisdiction of Ghaziabad Municipal Corporation in Ghaziabad District of Uttar Pradesh, India.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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