Car Loan Sahibabad

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Car Loan Sahibabad

Best Banks for Car Loan in Sahibabad

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Sahibabad Features

car loan sahibabadWish to buy a car but afraid of losing all the savings? A Car Loan will bring you out of this misery. Almost all the lending institutions in the country provide car loans at attractive rates without stringent eligibility criteria. You need not put any additional assets as collateral because the car you purchase serves as the collateral itself. The repayment structure is flexible and you can modify it as per your need which makes it quite a popular option.

To avoid any hassle and wastage of time, visit DialaBank to get a fast loan disbursal.

Car Loan Sahibabad Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Sahibabad Documents Required

Documents required for car loan are as followed:

For salaried:

  • Any government authorized ID such as Aadhar Card, Pan Card, Driving License, etc.
  • As a proof of income, you must submit the previous 3 months salary slips or Form 16
  • For residential proof, you can provide Water Bill/ Voter ID/ Telephone bill/ Passport Copy
  • Recent passport size photographs-2

For self-employed:

  • Any government authorized ID such as Aadhar Card, Pan Card, Driving License, etc.
  • Recent tax return files
  • For residential proof, you can provide Water Bill/ Voter ID/ Telephone bill/ Passport Copy
  • Recent passport size photographs-2

Car Loan Sahibabad Eligibility Criteria

The car loan eligibility requirements are as followed:

For salaried:

  • The minimum age for a salaried professional must be 21 years
  • A salaried employee must be working in the current organization for a minimum of 1 year
  • CIBIL score must be above 750
  •  An employed individual must have a minimum salary of Rs 25000 per month.

For self-employed:

  • The minimum age for a self-employed individual must be 25 years respectively
  • CIBIL score must be above 750
  • In case the individual is a businessman then, their business must be operational from at least the past three years.

Car Loan for Major Car Manufacturers in Sahibabad

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Sahibabad

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Sahibabad

Apply for a Car Loan

CIBIL score is basically a score that denotes the credit behavior of an individual based on which lenders decide for the approval of a loan. Generally, if an applicant has a score above 750, then they are eligible for a car loan. But the minimum score requirement criteria vary from bank to bank.

It is advised that an applicant must check the credit score and settle any pending dues or debts if any so as to avoid any inconvenience while applying for a loan. Lenders generally do not provide loans to applicants with or credit scores or history.

Car Loan Sahibabad Contact Number

Get instant car loans on our website or call on 9878981166 to get personalized assistance. Our executives are well informed and will assist you in the best way possible in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Sahibabad

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

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