Car Loan Sekhpura

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Best Banks for Car Loan in Sekhpura

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Sekhpura Features

Want to purchase a brand new car? But don’t have the necessary funds for it? Don’t worry! DialaBank provides a car loan for you. A car loan is a means of funding or financial help provided by banks and NBFCs to applicants having some income at an affordable rate of interest to aid them in buying a car of their choice. Since cars have now become a necessity for everyone in this fast-moving world, the cost of cars is also growing rapidly. This is where a car loan comes into play and fulfills your desire to be the owner of a luxurious car of your preference. The main features of a car loan in Sekhpura are:

Car Loan Sekhpura

  • Car loans are available at affordable and best interest rates
  • Almost all major banks and NBFCs offer car loans in Sekhpura
  • The documentation process is quick and hassle-free
  • Car loans are easily available through DialaBank

Car Loan Sekhpura Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Sekhpura Documents Required

The essential documents required to get a car loan approved Sekhpura are as follows:

  1. Passport copy, PAN Card, Voters ID card, or any other identity proof.
  2. For Salaried– Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR proof as income proofs.
  3. Ration card / Driving license / Voters card / Passport Copy / Telephone Bill or any other address proof.
  4. Bank Statement of the Last 6 months ban transaction statement.

Car Loan SekhpuraEligibility Criteria

The car loan eligibility requirements are as followed :

  1. 21 years for salaried individuals and 30 years in the case of self-employed persons is the minimum age requirement.
  2. 60 and 65 years respectively for salaried and self-employed persons is the maximum age requirement.
  3. For Salaried- 1 year in current employment and a minimum of 2 years of employment / For Self Employed– at least 3 years in business are eligible
  4. For Salaried applicants Rs 100000 net annual income / For Self- Employed Net profit Rs. 60k p.a for standard cars and Rs.100k p.a. for mid-sized and premium cars are the income requirements

How to Apply for Car Loan in Sekhpura?

Availing a car loan in Sekhpura is an easy process with DialaBank. Follow the following steps to avail the best offers:

  • Visit our website dialabank.com
  • Click on the car loan options available in the menu of the page
  • Fill in the details regarding the car model, car type, your income, and other details
  • Wait as our customer relationship manager will soon get in touch with you on your provided number.
  • You may also contact our relationship managers on the number 9878981166.
  • For availing a car loan offline you will have to visit the nearest branch offering it personally.

Processing Fees & Prepayment Charges on Car Loan Sekhpura

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Sekhpura

CIBIL score also known as credit score is what describes your creditworthiness of the past. So, it is an important aspect to consider while availing a car loan in Sekhpura. The CIBIL score required for car loans, according to their own requirements may vary from one lender to another. Most banks or NBFCs accept a CIBIL score of 750 and above to process your car loan application in the city. In case of a low CIBIL score, you might also be required to pay a heavy interest rate on the amount of the car loan.

Car Loan Sekhpura Contact Number

In case of any queries regarding the car loan Sekhpura, you may contact on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Car Loan Sekhpura

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sekhpura

Sekhpura is a city and a region in the Sekhpura area in the Indian province of Bihar. Sheikhpura is additionally an authoritative headquarter of Sekhpura region.

Car Loan EMI Calculator

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